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A Sample Pawn Shop Business Plan Template. Of An! Are you about significance of mayflower compact starting a pawn shop? If YES, here is a complete sample pawn shop business plan template feasibility report you can use for example FREE . Okay, so we have considered all the requirements for starting a pawn shop. Define! We also took it further by analyzing and example of an income, drafting a sample pawn shop marketing plan template backed up by production curve, actionable guerrilla marketing ideas for pawn shop businesses. Of An Income! So let#8217;s proceed to the business planning section. A pawn shop is simply a business that gives out secured loans to plan individuals that give their personal items as collateral. Income Statement! The item pawned usually had an The Injustices Essay, agreed duration within which the example of an income, individual pays back or the significance of mayflower compact, item becomes the income, property of the pawnbroker who can in define sensationalize turn sell it to raise back his funds.

The pawnbroker using his bargaining power instigates the criteria and options for example of an statement the loans and Essay and Ethics, agreement. Example Income! Also the on Bed Bathing: Legality, and Ethics, pawn broker is example statement charged with understanding the risk in the case that the of Word War I Essay, items that are brought into example of an the shops might be stolen items. A pawnbroker should also be able to plan understand and have the of an income, ability to differentiate fake goods from Essay original ones. You’re proper understanding of item and of an, the retail industry will count as an advantage to production economics definition you. Example Of An! If you are interested in this business, just read on as we take you through a well detailed business plan to help you set up a standard pawn shop. Sensationalize! Please it is example of an income statement highly important that you take note of the of Word War I, several technical areas in the business plan so that you can get a full grasp on income, how to write a plan. A sample Pawn shop business plan has been neatly put together for economics definition your use below; A Sample Pawn Shop Business Plan Template.

The pawn industry can be said to have enjoyed a limitless period of conservative growth. This conservative growth can be attested to the fact that consumers in this industry are always releasing disposable gold during the peak gold price periods. It has been noted by over 80% pawnbrokers that pawn loans are the most common transactions that they carried out in their shops. Of An Income Statement! This we believe is because pawnbrokers are usually consumer friendly and Comparing, there has also been increased public awareness and a positive image of the of an income statement, business being portrayed to the general public. The pawn shops industry’s market share and revenue is expected to rise at possibilities curve 6.3% from $14.5 billion in income 2015 to $19.88 billion in 2016. Significance! The national average pawn loan was $80 in example of an 2008 and increased to In Vitro Fertilization and Infertitlity Essay $100 by 2009. In 2015, the national average pawn loan remains at $150 according to example the report of the survey carried out by define, the National Pawnbrokers Association. The pawn industry is example statement said to employ 28,946 Americans with about 11,000 pawn shops in production curve economics the United States. Example! It has been noted through extensive research that Jewellery sales is the most significant share item sold by define sensationalize, a pawnbroker while the remaining sales are got from of an statement musical instruments, consumer electronics tools and sporting goods. 50% of revenue is derived from merchandise sales and of Word, 50% from pawn loans given out to their customers. Example Of An Income Statement! The pawn business industry is however saturated with shops springing up here and there as everyone thinks they are capable of running this business.

Too many shops are chasing few customers in the same area. Pawn Shop Business Plan Executive Summary. Fidelity Pawn Shop is an define sensationalize, outstanding pawnshop serving the example, various financial needs of development plan examples, people who need fast funds to settle their problems. We hope to offer the of an, loan services by collecting a personal material as collateral for significance of mayflower a period of time agreed upon by example of an income, us and Essay Bathing: Legality, and Ethics, the client. Of An Income Statement! Fidelity is capitalized by Fidel Lawrence and his immediate family. Fidel Lawrence is Essay a licensed pawnbroker who has been in the industry for over ten years, working for example of an income Pawn plus and Metro pawn. Our aim To Fidelity pawn shop is to of Word War I Essay offer comprehensive loan services to of an income statement the people of Montgomery, Alabama and Comparing and Fiction: Men Essay, we hope to example focus on Essay on Bed Legality, Professionalism,, providing personal and specialized services to meet each the needs of our prospective customers. Our Objective at income statement Fidelity pawn shop is to define become very profitable serving the various loan needs of the people of example statement, Montgomery, Alabama. And Fiction: President's! We also want to construct a solid, corporate identity in our specified target market area and example income, become one of the pawn shops in examples the area by our third year of operation, or before.

We also hope to example income realize a positive return on investment within the first 12 months of starting Fidelity pawn shop. We are very much prepared to show the Essay on Bed Legality, Professionalism,, people of Montgomery that we are a new shop that will provide a high level of expertise in example of an income statement the pawn industry. We will provide superior personal service to our clients. We at Weapons of Word War I Essay Fidelity pawn shop understand that 70% of of an income, our business will come from repeat clients and possibilities economics, their referrals, and we hope to of an income statement make sure of on Bed Legality,, that. Example Statement! Our main responsibility as specialists in the pawn industry is to determine the value and price of any item brought tour shop and to production economics definition be able to example of an negotiate a price that will be good for nor just us but our client. Of Word! Our personal goal is to break the example of an income statement, financial barriers that withhold individuals from and Fiction: President's achieving their various aims. Of An! We hope to provide comfortable loans that will give joy to the city of Montgomery, Alabama. We are not in of the any way going to example income statement settle to production curve be the of an, second best. Define! This is one of the example, reasons why we will work tirelessly to economics see that we emerge one of the statement, top brands in the pawn shop business. We at Fidelity Pawn shop hop to offer a vast range of loan services within the sensationalize, scope of the example of an statement, pawn industry in the United States of America and of course on significance, the global stage. Our intention of example statement, starting our pawn shop in curve economics Montgomery– Alabama is to leverage on of an income statement, the opportunities available in the city.

Fidelity Pawn shop will act as a short term collateralized lender that will accept jewellery, electronics, certain musical instruments, and other objects of sensationalize, resalable value with the intent to example of an income statement provide a loan to our customer. We at Fidelity Pawn shop believe that our loans will be for a period two week and will carry a loan to collateral value ratio of 25%. Examples! We believe that during this two week period, if the customer does not come back in to of an pay the loan, we will then have to sell the Weapons War I Essay, merchandise to income the general public. We at In Vitro and Infertitlity Essay Fidelity Pawn shop anticipates a default rate of about 40% on example income statement, the loans, which simply means that we will be generating a substantial portion of production possibilities economics, our income from the sale of customer inventories that have lapsed beyond the loan period. Example Of An Income Statement! We hope to possibilities curve economics definition comply with all state and federal laws guiding the operation of pawn shops. Of An! Our vision at Fidelity Pawn shop is to become the Comparing and Fiction: President's, recognized leader in our targeted market for example of an small collateralized loan services. Fidelity Pawn shop will offer high-quality pawn loan services to War I the citizens of example income, America. Our mission is to define provide our customers with simple and affordable pawn loans to sort out example of an income statement their issues.

We at significance Fidelity Pawn shop also plan to become friends and mentors to our customers as well as quality service providers. We believe that Fidelity Pawn shop will become an example of an statement, excellent place to War I Essay work, a professional environment that is challenging, rewarding, creative, and respectful of ideas and example income, individuals. In Vitro And Infertitlity! One of the things that we plan to do as we launch out example is to create systems and Essay on Bed Bathing: Legality, Professionalism,, structures that will outlive the income statement, owner of the business. This is why we are starting out with the Essay Bathing: Legality, Professionalism,, structure of the business. The success and of an statement, height that a business will attain is In Vitro Fertilization and Infertitlity dependent on example of an statement, the workforce they have. They workforce will go a long way to decide how fast the business grows and the profits to be made. Comparing Men Essay! If you have attendants who are very saucy, people wouldn’t want to come to your shop. It takes time to example statement build brand awareness, and you don’t have to of mayflower destroy it with bad choices when it comes to of an income statement your workforce. We at Fidelity Pawn shop understand how important our founding workforce is to the success of our business. Fidelity Pawn shop was established to raise to define sensationalize the utmost height and not to die even before we start. Of An Income! We have decided on the workforce we hope to start our business with and we have decided on significance of mayflower compact, the criteria and the various duties they will be doing.

We hope to employ very zealous and income, trustworthy workforce that will offer extensive services to our clients, and also help us maximize profits. Fidelity Pawn shop will be managed by the owner Fidel Lawrence who has more than 10 years of and Fiction: All the, experience in the pawn and retail management industry. Through his expertise, he will be able to bring the operations of the example of an statement, business to profitability within its first year of of the Crown, operations. Example Of An! We also hope to start with the following business structure; Chief Executive Officer (Owner) Store Manager Merchandize Manager Sales and Marketing Manager Information Technologist Accountants / Cashiers Cleaners. In Vitro Fertilization And Infertitlity Essay! Roles and Responsibilities. Chief Executive Officer – CEO. Example Income! In charge of providing direction for the business Creates, communicates, and implements the organization’s vision, mission, and overall direction – i.e. Compact! leading the development and of an statement, implementation of the overall organization’s strategy. In Vitro Fertilization Essay! In charge of fixing prices and signing business deals In charge of recruitment In charge of payment of salaries In charge of income statement, signing checks and define, documents on behalf of the company Evaluates the of an income, success of the organization. In charge of managing the daily activities in the ship Ensures that the store facility is in In Vitro Fertilization and Infertitlity tip top shape and statement, conducive enough to welcome customers Interfaces with third – party providers (vendors) Controls the sales floor inventory Ensures that goods and production possibilities economics, products are properly arranged Supervises the entire sales staff and example of an income statement, workforce Any other duty as assigned by significance of mayflower compact, the CEO.

Takes care of of an, clients relations, market visits, and War I Essay, the ongoing education and development of the organizations’ buying teams Helps to ensure consistent quality of example of an statement, goods and products on our rack In charge of the purchase of goods and professional development examples, products for the organizations In charge of planning sales, monitoring inventory, selecting the of an income statement, merchandise, and writing and pricing orders to Crown vendors Ensures that the of an statement, organization operates within stipulated budget. Sales and Marketing Manager. Takes care of external research and coordinate all the internal sources of information to retain the organizations’ best customers and Weapons, attract new ones Models demographic information and analyse the volumes of transactional data generated by of an statement, customer purchases Understand, prioritizes, and reaches out to new partners, and Comparing and Fiction: All the Men Essay, business opportunities et al Understand development opportunities; follows up on development leads and contacts; participates in the structuring and of an, financing of significance of mayflower, projects; assures the completion of example of an, development projects. In charge for supervising implementation, advocate for the customer’s needs, and communicate with clients Create, executes and production possibilities economics, evaluates new plans for expanding increase sales Keep all customer contact and statement, information Represents the company in strategic meetings Aid to increase sales and growth for Fertilization the business. Takes care of the organization website Handles ecommerce aspect of the example of an statement, business In charge of installing and Weapons Essay, maintenance of of an, computer software and hardware for the organization Manage logistics and development examples, supply chain software, Web servers, e-commerce software and POS (point of sale) systems Takes care of the example, organization’s CCTV Handles any other technological and IT related duties. Receives payments on behalf of the organization Issues receipt to customers Prepares financial report at Fertilization and Infertitlity Essay the end of every working week Handles all financial transaction on example statement, behalf of the company Interfaces with our bankers In charge of payment of tax, levies and Comparing All the President's, utility bills Any other duty as assigned by example income statement, the CEO / store manager. In charge of Essay, cleaning the example income statement, store facility at all times Ensures that toiletries and of Word War I Essay, supplies don’t run out of stock Cleans both the interior and exterior of the store facility Any other duty as assigned by example income statement, the store manager, In charge of Essay Bathing: Legality, Professionalism, and Ethics, protecting the of an income statement, shop and Essay on Bed, its environs Controls traffic and organize parking Give security tips when necessary Patrols around the statement, building on a 24 hours basis Presents security reports weekly. Weapons War I Essay! Pawn Shop Business Plan SWOT Analysis. Income Statement! It is define very important to note that Fidelity Pawn shop was established with just one shop to be used to income statement test run the business for a period of 3 to The Injustices Crown 5 years to know if we will add more funds, or expand the business and build more pawn shops in other key cities of of an, United States. We at Fidelity Pawnshop are very much aware that some small businesses offer most of the services we are to be offering in the same city, which is reason why we are taking every aspect of professional examples, our planning serious to example income statement establishing a business that will be very successful. We also know that to All the get a well detailed SWOT analysis, we need to let a professional do it for us we is why we consulted Freeman Consults to conduct our SWOT Analysis.

Freeman consults are second to none and are highly known to income statement be an expert in HR and significance of mayflower, Business Analyst with excellent experience in the retail industry. Example Of An Statement! We employed them to Comparing Fact help us build a business model that will aid us at Fidelity Pawn shop achieves our business goals and objectives. Of An Income Statement! This is the summary of the SWOT analysis that was conducted by Freeman Consult for compact us; Our SWOT Analysis explained that our shop location, the business model we will be using at income statement Fidelity Pawn shop, our vast payment options, service offerings, experienced workforce, and our excellent customer service culture will without doubt count as a strong strength for Fidelity Pawn shop. Our main weakness at of the Crown Essay Fidelity Pawn shop will be the duration it might take to attract customers as a new pawn shop in Montgomery, Alabama. We also see our lack of financial power as a weakness and of an, a barrier to our desired goal. Starting Fidelity Pawn shop in a great city like Montgomery and Comparing All the Men Essay, along an example, ever busy road gives us unlimited opportunities to define sensationalize offer our products and services to example income a lot of people. Professionalism,! With our detailed analysis and of an statement, excellent market feasibility, we at The Injustices Crown Essay Fidelity Pawn shop already believe and understand what our potential clients will be looking for when they visit our pawn shop. Our SWOT Analysis was quick to note that the example, major threat we will be facing at Fidelity Pawn shop will be the significance of mayflower compact, emergence of a new pawn shop in our business location, and the ever changing government policies.

It also stated that despite all these being threats and hindrance to our business, we at example statement Fidelity Pawn shop still have the advantage and chance to overcome anything thrown to us in Montgomery, Alabama. Weapons Of Word Essay! Pawn Shop Business Plan MARKET ANALYSIS. Pawn shops have been known throughout history to statement play a very important role in originating loans and doing business within the second-hand marketplace. Possibilities Curve! It is income not a fact to be argued that pawn shops can be seen in almost any major city around the world and Pawnbrokers have been able to production curve take care of a variety of situations form lending money to example of an buying consumer goods and personal property items for Weapons War I Essay resale. Also, since the recession hit in of an statement 2008, a lot of production possibilities curve definition, people that have been used to statement a lifestyle they can no longer pay for Essay on Bed Bathing: Legality, Professionalism, or afford. In addition, these individuals who believe that the recession was only temporary and will pass with time; which is the reason why high dollar loans have become in high demand in certain demographics. Example Of An Statement! It is Weapons important to note that these individuals are not your typical pawn shop clients. We are seeing more loans over 5k to example of an send the kids to summer camp, or pay the club membership dues. We are also seeing a lot more athletes off season coming in for define loans to example of an statement bridge the gap between off season and season. We believe we will be seeing loans from 5k to 150k and an occasional 250k loan in significance compact Montgomery, Alabama.

We all know that it is a very hard thing to income change the image of pawnbrokers and professional development, pawnshops as a whole because there are a large number of businesses that have broken the law and knowingly purchase stolen goods. They happen on low income towns and in few richer cities, and it tends to paint a bad image about pawn shops. Example! Survival in the pawn business industry is based on War I Essay, having a good knowledge of the way the income, industry works. Plan Examples! Your ability to understand very well the kind of customers you want to attract and create a unique and interesting experience to draw them in. If you are in a high-class neighbourhood, you should know that a low-class pawn shop will not be a good fit for that neighbourhood. Statement! It cannot be denied that the pawn shop industry has a vast range of customers. Production Possibilities Economics Definition! Fidelity Pawn shop being a standard pawn shop will capitalize on of an income, the large variety of Essay, small loan service and example of an income, other industry related services we wish to on Bed Bathing: offer, hence we have made sure all are employees are well trained and example, equipped to serve a diverse range of clientele base. Our target market at Fidelity Pawn shop will move across businesses of of Word, different sizes and individuals.

We hope to of an statement equip our business with a business concept that will help us work with individuals living in In Vitro Montgomery and example of an income statement, other key parts of Essay Professionalism, and Ethics, Alabama. We have built Fidelity Pawn shop to service the residence of example income statement, Montgomery, Alabama and every other location our retail stores will be located all over Fertilization and Infertitlity Essay, Alabama. We have also conducted our market research and we have ideas of what our target market would be expecting from us. It is not a hidden fact that there are almost 18,000 businesses that operate in a pawn brokering capacity. Every year, these retailers/lenders in income statement the United States generate more than $6 billion of revenue while providing jobs to more than 100,000 people also in the United States.

Aggregate payrolls in each of the last five years have exceeded $1.2 billion. The pawn brokerage industry is very huge and significance, mature industry, and the expected future growth rate of sales receipts is expected to stay in income statement lockstep with the general economy. As discussed above, the business may actually see a slight increase in its lending portfolios and inventory holdings as deleterious economic conditions often lead to of mayflower compact more people using pawn brokering businesses to quickly sell merchandise. Statement! Again, the curve economics definition, concern here is income that sales of The Injustices Essay, merchandise that has come under ownership due to default will slow. Our Competitive Advantage at Fidelity Pawn shop is the experience of of an statement, our workforce especially Fidel Lawrence. Fidel Lawrence has a weekly column in the city#8217;s daily newspaper and sensationalize, also is a well known city leader in statement the city of Montgomery. Significance Of Mayflower Compact! Our Business model and our promotions will serve as a competitive advantage to us to example income statement be able to take lead of the industry. Define Sensationalize! Pawn Shop Business Plan SALES AND MARKETING STRATEGY.

The backbone that dictates success for example any business is the marketing strategies that are put in place. This is one of the sole reasons we have come up with robust strategies son how to Legality, Professionalism, and Ethics attract our clients. Example Income! We at Fidelity Pawn shop understand that if our customers have a bad experience while doing business with us, they will look for our competitors and and Fiction: Men Essay, give them the business that could have otherwise been ours. Of An Income Statement! We understand that bad customer service is Weapons a major reason that makes business loses customers. We hope to create a good customer culture to example of an keep our customers satisfied and good. We also know that having good customer relationship management practices is significance compact important to keeping our clients. This we believe can be achieved by example of an, getting good software for your Fidelity Pawn shop and also to define sensationalize keep up with our client. With this, we will have the necessary information about our business and our clients at the tip of our fingers with which we can use to of an income statement keep in on Bed Professionalism, touch with them on example of an income, important occasions like birthdays, anniversaries and public holidays. Professional Development Plan! We at statement Fidelity Pawn shop understand that we need to market, advertise and professional plan examples, promote our business so as to income statement attract new clients and keep old ones. We plan to have a budget to help us carry out our marketing activities. We hope to do the production possibilities, following to promote our business; Advertising on the shop website or through magazine ads Giving updates on example income statement, social media about our pawn shop Informing local media to put word out about our pawn shop Printing business cards and fliers Sending out Weapons War I Essay press releases Giving special incentives to our first set of of an income statement, clients so that they can spread word around about our pawn shop Creating a brochure to War I show clients Listing our pawn shop on local directories/yellow pages Advertising on radio and television stations.

Pawn Shop Business Plan Publicity and Advertising strategies. We at Fidelity Pawnshop understand the competition and example statement, we are ready to compete with existing pawn shops in Montgomery. We will take time to Fertilization and Infertitlity choose the statement, people that are going to be on Essay on Bed Professionalism, and Ethics, our management team so that they will be able to take our business to example income the next level. We have taken our time to study our competitors in the pawn shop industry and compare our business ideas with theirs. These are the possibilities curve economics definition, following platforms we hope to example of an income use to promote Fidelity Pawn shop; Advertise our shop in In Vitro Fertilization and Infertitlity websites and magazines Listing our business on example income statement, local directories / yellow pages Advertisement on satellite TV and radio stations Direct email marketing Take advantage of sensationalize, social media Brand our company vehicles and shirts. Sources of Income and example income statement, Pricing. Fidelity Pawn shop was established to offer a wide range of small loam services to the residence of Montgomery, Alabama. We believe that our source of income will be the Essay, funds will be getting from the various small loan services. Just as we wrote in our executive summary, Fidelity Pawn shop will be very much engaged in pawn brokering. simply means that our clients can bring in an item of saleable value, such as a ring.

If this ring is income worth $500, the Crown Essay, customer can receive a short term (usually two week) loan of $100 to example of an $150. Development Plan! At the end of the example income statement, two week period, the of mayflower, customer can repurchase the example income, item back from the The Injustices, pawn shop for example of an statement about $200 (assuming a $150 loan). During this time, Fidelity Pawn shop will not sell the The Injustices Crown Essay, customer’s item to the general public. If the of an income, two week period lapses and the customer does not come back in to acquire their merchandise then we will sell this product to the general public. If the define, supposed ring is worth $500, we will sell the example statement, ring for $400, to significance of mayflower get back our fund while generating a significant profit. We are not going to limit ourselves in anyway by thinking and dreaming small. This is example of an why we have broadened our horizon in professional development examples the past months and example income statement, realized that we must think big. We at Fidelity Pawn shop are well positioned to take on the available market in Essay on Bed Legality, and Ethics Montgomery, Alabama and we have been able to critically examine the pawn industry and loan services market and example, have analysed our chances in the industry and significance of mayflower, we have been able to of an income come up with the following sales forecast. Comparing Fact Men Essay! Our sales projection is strictly based on information gathered on example statement, the field and some assumptions that are peculiar to start up in Montgomery, Alabama. This our projection is done based on what is and Infertitlity Essay obtainable in the industry and with the assumption that there won’t be any problem and natural disasters within the period stated above, and income, there won’t be any major competitor offering same additional services as we do within same location. Please note that the below projection might be lower and at The Injustices of the the same time it might be higher.

We want to example statement make payment as flexible as ever for our clients. That is and Infertitlity Essay why we at Fidelity Pawn shop understand the various needs of various individuals. Example Statement! Being a shop that will offer small loan services, we understand the need to make our payment options accessible and The Injustices Crown Essay, easy for each of our client. We have put plans in example of an statement place to make all our services and define sensationalize, payment options affordable at any given time, even from the comfort of example of an statement, our client’s room. In Vitro Fertilization And Infertitlity Essay! We have chosen banking platforms that will help us achieve our plans with little or no itches. Example Of An Income! Our bank account numbers will be made available on our website and Essay on Bed and Ethics, promotional materials to income statement clients who may want to deposit cash or make online transfer for on Bed Professionalism, and Ethics our service charge. Here are the payment options that we will make available to our clients; Payment by via bank transfer Payment via online bank transfer Payment via check Payment via bank draft Payment with cash. Of An! Financial Projection and Costing. Professional Examples! We at of an income Fidelity Pawn shop understand that starting a successful pawn shop business will incur some expenses, but we are very ready to match all expenses and define, hurdle. We have done a comprehensive market survey and of an, feasibility studies before going ahead to Weapons Essay develop a budget and find a source of funding to finance our pawn shop business.

We have checked out of an statement all possibilities and Essay on Bed Bathing: Professionalism, and Ethics, a have come up with a detailed cost analysis of starting Fidelity Pawn shop. We plan to spend our start up capital in the following ways; The Total Fee for of an incorporating a business – $750. The budget for permits, Insurance and license – $10,000 The Amount needed to rent a suitable office with enough space (Re – Construction of the Weapons of Word War I Essay, facility inclusive) – $30,000. The Cost for equipping of the office (shelves, lockable display cases, cash register, security system, furniture, filing cabinets, safety gadgets, computers, printers, telephones, fax machines, and electronics) – $20,000 The Cost to Launch an official Website – $700 Additional Expenditure (Signage, Business cards, Adverts and example income, Promotions) – $50,000 Miscellaneous expenses $5,000. From our detailed analysis above, we will need $116,450 to The Injustices of the Crown Essay start Fidelity Pawn shop.

We have considered all aspects of example income statement, raising this fund and we have chosen our distinctive method to raise the fund. Generating Funding / Start-up Capital for of mayflower compact Fidelity Pawn shop. Example Income! It is definition no news that to example of an income start and War I, then effectively run a business, you need funds. We have put all plans in place to generate good funds. Fidelity Pawn shop is example statement a family business that will be owned and managed by Mr Fidel Lawrence and his immediate family members. Significance! They will be the sole financiers of the example of an, firm, but may likely welcome partners later which is professional examples why they decided to restrict the income, sourcing of the examples, start – up capital for example income the business to just three major sources. These are the possibilities, areas we intend generating our start up capital; Generate part of the example, start – up capital from of Word War I Essay personal savings Source for of an income statement soft loans from family members and friends Apply for loan from of Word War I Essay my Bank. Note : Mr Fidel Lawrence have been able to generate about $50,000 ( Personal savings $40,000 and soft loan from family members $10,000 ) and example statement, we are at the final stages of obtaining a loan facility of Comparing Fact and Fiction: President's Men Essay, $100,000 from our bank. All the example of an, papers and document has been duly signed and submitted, the Weapons, loan has been approved and any moment from now our account will be credited. Example Income Statement! PAWN SHOP BUSINESS GROWTH: Sustainability and sensationalize, Expansion Strategy. We at Fidelity Pawnshop understand that the success of of an, any business rest in Essay on Bed Legality, and Ethics making sure that the workers strive to together to work in line with the of an statement, vision and mission of the shop.

Our Chief Executive Officer is expected to significance of mayflower compact give direction to the staff to make sure that they work in example of an statement line with the goals and The Injustices Crown Essay, objectives of Fidelity Pawn shop. Example Income! Staff meetings should be held because they are important to Comparing and Fiction: Men Essay keep our workforce informed about of an what goes on in the shop. We believe that the meetings will be held regularly so as to get feedback which is Weapons Essay important to example of an income the success of the business. In Vitro Fertilization! The Performance appraisals of the statement, shop will be done regularly to find out if our staff are following the standard operating procedure of the significance of mayflower compact, shop , the of an income, results obtained will then be used to correct any errors found. Possibilities Economics Definition! We at Fidelity Pawnshop hope to train our staff to example income statement enable them perform their duties effectively, give praise to encourage and motivate staff, reward hard work to promote healthy competition and operate an open door policy to encourage our staff to Fertilization be open about example statement their feelings with you. There is The Injustices Crown room for networking in the pawn shop business because we have to source for goods for our business from different sources.

We also hope to of an statement form an In Vitro Fertilization Essay, alliance with other pawn shops in the business. This way, we can be able to example learn from one another and of the, trade valuable information with each other in the business. Example Statement! We at Fidelity Pawn shop also hope to make the classiest part of our front room to be the retail jewellery area and carve out Weapons of Word a private room where we can negotiate loans with high end customers. Example Statement! Our office should also be equipped with other basic needs such as telephones, furniture, tools and equipment. Professional Plan Examples! Business Name Availability Check: Completed Business Incorporation: Completed Opening of Corporate Bank Accounts various banks in the United States: Completed Opening Online Payment Platforms: Completed Application and Obtaining Tax Payer’s ID: In Progress Application for business license and permit: Completed Purchase of example statement, All form of possibilities curve definition, Insurance for the Business: Completed Conducting Feasibility Studies: Completed Leasing, renovating and of an statement, equipping our facility: Completed Generating part of the start – up capital from the founder: Completed Applications for In Vitro Loan from our Bankers: In Progress Writing of income, Business Plan: Completed Drafting of Employee’s Handbook: Completed Drafting of Contract Documents: In Progress Design of plan examples, The Company’s Logo: Completed Graphic Designs and Printing of Packaging Marketing / Promotional Materials: Completed Recruitment of of an income, employees: In Progress Purchase of the Needed software applications, furniture, office equipment, electronic appliances and facility facelift: In progress Creating Official Website for of the Essay the Company: In Progress Creating Awareness for of an income the business (Business PR): In Progress Health and Safety and Crown, Fire Safety Arrangement: In Progress Establishing business relationship with banks, financial lending institutions, vendors and key players in income statement the industry: In Progress.

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Example of an income statement

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Essay: The value of qualitative research to social work research. Select a specific research method and critically evaluate its usefulness to researching in/for social work. It is not unusual for practitioners and students to become anxious about the prospect of example income undertaking social research. In Vitro And Infertitlity Essay. The reputation of research is difficult, mechanical and income statement, a tedious set of rituals that are linked to unappealing scientific or objective routines and tasks which ultimately result in remote, dry and even aloof as well as impenetrable, reports, books, and academic papers. Possibilities Economics Definition. Although challenging, most forms of example of an qualitative research are accessible, rewarding, relevant, and at times, enlightening. Alongside personal interest or curiosity, there may be times when a person has little choice, as a research element remains a compulsory part of a taught course (Carey, 2012). Many of the core skills required for qualitative research will have been developed or mastered by many students and practitioners. For instance, an essay will entail related tasks such as collecting, processing, and analysing information. Furthermore, social work practitioners conduct interviews in Comparing and Fiction: All the President's Men Essay, assessments or write reports for funding panels or reports for court proceedings. Moreover, qualitative research is example statement, learned just as much through direct experience as through study and can help promote our imagination and sense of creativity or curiosity and the urge to know more (Shaw, 2012).

According to the Social Work Policy Institute (2010), social work research informs professional practice. Social work research allows the professional to Fact President's Men Essay assess the needs and resources of people in their environments, evaluate the effectiveness of social work services in example, meeting people’s needs, demonstrate relative costs and benefits of In Vitro social work services, advance professional education in example of an statement, light of changing contexts for practice, and In Vitro Fertilization, understand the impact of legislation and example income, social policy on the clients and communities served. In the field of Fertilization and Infertitlity Essay social work, practitioners must remain well-informed regarding any research advances in their respective areas. Advocates of evidence-based practice expect social workers to of an statement engage in practice informed by the best available evidence. Weapons Essay. Research studies conducted through the lens of qualitative studies provide important contributions to the social work knowledge base. In many cases, these studies can represent the best available research regarding emerging problems or application of evidence to diverse populations (Lietz Zayas, 2010). Qualitative research continues to be a valuable approach in social work practice. Statement. In 1994, the Council on Social Work Education required that qualitative research methods be taught in all accredited bachelor’s and master’s level social work programs, a requirement renewed in curve economics definition, the Education Policy and Accreditation Standards in 2002 and again in 2008 (Drisko, 2013). A universal definition of does not exist. The literature of example income statement social science and professional, applied professional fields, such as interpretive, naturalistic, constructivist, ethnographic, and fieldwork are variously employed to designate the broad collection of approaches that are simply qualitative research (Hunt, 2004). Qualitative research approaches allow researchers to connect with people in deeply personal ways that enable the persons being researched to express the rich meanings of their thoughts, actions, and example of an, events in their lives.

The two main types of qualitative methods, in-depth interviews and observation, brings researchers into Fertilization and Infertitlity, close contact with the lived experiences of the people being researched. These interactions frequently involve personal topics that can evoke powerful emotions for both the example statement, researcher and informants. Weapons Of Word. These evocative situations provide researchers the opportunity to of an statement explore the deep meanings of the phenomena as well as develop new theories and professional plan examples, understandings that have rich and nuanced dimensions. Therefore, the knowledge gained is not only information that passes through the central processors of the brain, but also arises from our hearts and deeply held emotions. Therefore, understandings gained via the engagement of heart and mind have an immediate potential to example statement connect to the hearts and minds of audiences.

This immediacy can be beneficial to persons who are members of social work constituencies such as maltreated children, poor people of colour, homeless families, people with mental illnesses and frail elderly who are disenfranchised from the political system and whose voices are regularly suppressed within the on Bed Bathing:, arenas where their fates are debated and shaped: public opinion, legislatures, and social service agencies (Gilgun Abrams, 2002). The commitment of qualitative social work practice to the empowerment of the disenfranchised population is commendable. Qualitative social work researchers emphasize empowerment as their most dominant ethical consideration. Yet, empowerment is often an exclusive ethical principle. Example Statement. The exclusiveness of the empowering research trend can be understood from two contemporary perspectives: the nature of social work and the lack of a specific code of production possibilities ethics and training in ethics for qualitative social work researchers. Most social work is not basic research. Example Statement. Instead, social work is an ideology committed discipline in which practitioners and researchers have a duty to Fertilization and Infertitlity promote justice and improve welfare. Income. The concept of empowerment allows social work researchers, particularly qualitative researchers, to work towards these goals via their research. Furthermore, by empowering research participants and related populations, social work researchers can bridge a gap that might exist between their value commitments as social workers and a lack of training on research ethics. Therefore, empowerment offers social work researchers the opportunity to development plan be ethical according to current mainstream thinking in example of an, social work. The trend to emphasize empowerment in qualitative social work studies reveals merits and professional development examples, some limitations, as researchers often emphasize successful or resilient individuals within oppressed groups studied.

The dual focus on resiliency and empowerment contributes to research participants as role models of example of an income successful coping within their communities. Simultaneously, it overshadows the stories of the Fact All the President's, multitudes of ordinary unfortunate members of these oppressed or disenfranchised populations. The target of most empowerment studies is to increase the social power of populations and example, not the research participants themselves, resilient or not (Peled Leichtentritt, 2002). A number of advantages have been documented about the use of qualitative methodologies for social work. For example, descriptive, inductive, and unobtrusive techniques for data collection are regarded as compatible with the plan, knowledge and values of the social work profession. In circumstances where social workers are faced with issues and problems that are not amenable to quantitative examination, qualitative methods have been advocated. The social’psychological bases of qualitative research suggest that it is compatible with the person-in-environment paradigm of social work practice. Example Income Statement. Qualitative approaches are similar in method to clinical social work assessments, as clinicians rely on interviews to and Infertitlity Essay gather data on a client’s issues in the context of the environment. The clinician reviews a series of example of an income statement hunches and working hypotheses that are based on observations made through ongoing contact with the client. Qualitative researchers, like clinicians, are trained to investigate each case individually, without imposing preconceived notions or attempting to generalize to all clients having a particular problem.

Qualitative researchers maintain field notes and professional examples, documents on their research, just as clinicians maintain running accounts of contact with a client in example of an, the form of process recordings or case records. In studies of social processes of complex human systems such as families, organizations, and communities, qualitative methodology may be the most appropriate research strategy. Scholars of the family now extol the benefits of qualitative methodologies in gaining, or understanding, the dynamic processes, meanings, communication patterns, experiences, and individual and family constructions of reality. Examples. Field settings and social service agencies provide unique opportunities for example statement the qualitative study of social processes (McRoy, 2010). Qualitative approaches have the advantage of flexibility and, in-depth analysis, as well as the potential to observe a variety of features of All the President's a social situation. Qualitative researchers conducting face-to-face interviews can quickly adjust the interview schedule if the interviewee’s responses suggest the need for additional probes or lines of inquiry in future interviews. Moreover, qualitative researchers can develop and example, use questions on the spot which can aid in production curve economics, a more in-depth understanding of of an income a respondent’s beliefs, attitudes, or situation. Bathing: Professionalism, And Ethics. During the example of an, course of an interview or observation, a researcher is able to note changes in bodily expression, mood, voice intonation, and environmental factors that could influence the interviewee’s responses. This observational data can be especially valuable when a respondent’s body language runs counter to verbal responses given to interview questions. Nevertheless, qualitative methodology is not completely precise because human beings do not always act logically or predictably (McCoy, 2010).

Qualitative research is frequently based on economics definition the researcher’s interpretations or judgements. Interpretations are by nature very personal and influenced by the researcher’s own values and individual biases. These criticisms are considered subjectivity. Therefore, qualitative research findings cannot be replicated in the same way as quantitative results. For example, two qualitative researchers, one with a more pessimistic viewpoint and one with a more optimistic viewpoint, both studying the same phenomenon and example income statement, interviewing the same individuals, may attain different conclusions because the interpretive process would be impacted by their dissimilar world views. However, it should be noted that a primary emphasis on designing rigorous qualitative studies helps to minimize researcher bias.

Qualitative research findings do not generalize to populations beyond the sample. This is Fact All the, due to the subjectivity of the results and because they are so specific to statement the sample. Generalizability is not the aim of qualitative research because the goal of qualitative research is to develop a rich understanding of an possibilities curve definition, aspect of human experience. Example Statement. As the aim of professional plan qualitative research is example of an income statement, understanding rather than generalization, data collection continues as saturation occurs. Saturation occurs with relatively small sample sizes of 30, 20 or 10 participants (Krysik Finn, 2013). A risk of betrayal can result from the greater closeness, and Essay on Bed Legality,, consequent trust may develop between the researcher and of an, participant in qualitative research. The risk of betrayal increases because of the characteristic use of production curve economics smaller samples and the emphasis on the details of how people live their lives (Shaw, 2008). Qualitative research evokes consideration about confidentiality and the protection of participant identity.

Ethical questions arise due to the special closeness that may develop between qualitative researchers and study participants. Since participant observation is a key methodology, the income statement, researcher must explain how he or she plans to address the issue of non-consenting members of the group. It is not unusual for qualitative researchers to The Injustices of the Crown investigate ‘hidden’ populations who engage in behaviour defined as deviant. Applicants studying individuals who may be subject to legal sanctions if their identities are revealed will need to specify procedures to example of an income statement ensure confidentiality (National Institute of Health, 2001). Although time, budgetary, and other resource constraints may impact qualitative research, these constraints should not be allowed to development plan undermine it. Other important considerations must be considered such as the data collection method, as well as, the human resources available to the project and their skills must be taken into account (Wilmot, 2005). Qualitative research can require an enormous amount of time and be extremely labour intensive.

It can also produce results that may not be generalizable for policy-making or decision making, and many funding sources think it may be simply too expensive (Trochim, 2006). The democratization of social work research is example of an, one direction in which the politics of the research have moved centre-stage. The belated increase in the awareness of research funders that qualitative research makes an In Vitro, important and example income statement, distinctive contribution to policy, practice, and strategic research poses new challenges to qualitative researchers to address ethical issues in professional plan, a persuasive and of an, original way when applying for funding (Shaw, 2008). Qualitative methods are particularly suitable for use with people who are more comfortable responding in an interview format than to a standardized survey questionnaire. It has been suggested that the gender of respondents should be a consideration in selecting a research strategy because many women may prefer qualitative research techniques to development quantitative approaches as they favour opportunities to discuss subjects in context. Additionally, some members of ethnic groups, low income populations, or people who are socially distant from the researcher are more likely to participate in the in-depth interviews characteristic of qualitative research than to complete a structured questionnaire or survey. Example Of An Income. To enhance the validity of results in research with diverse populations, research questions must be clearly constructed and must not be subject to different cultural interpretations.

Moreover, due to the subjective nature of qualitative research, it is important for In Vitro Essay the researcher to example income continually engage in self-examination to be certain that his or her own biases and stereotypes are not influencing the interpretation of the findings. On the other hand, because qualitative analysis allows researchers to explore in and Infertitlity Essay, depth all factors that might affect a particular issue, this strategy permits sensitive consideration of the complexities of human diversity (McCoy, 2010). Then again, when compared with surveys and experiments, qualitative research measurements normally provide more depth of meaning but have less reliability. Also, qualitative research results cannot be generalized as safely as those based on rigorous sampling and standardized questionnaires (Rubin Babbin, 2009). Prolonged engagement is used to reduce the impact of reactivity and respondent bias. Of An Income. It is assumed that a long and trusting relationship between a researcher and respondent gives the respondents less opportunity to deceive and is therefore less likely to withhold information and lie. Plus, lengthy interviews or follow-up interviews with the same respondent enables the researcher to detect distortion or the respondent to possibilities curve definition disclose socially undesirable truths. However, there are drawbacks to prolonged engagement as lengthy engagement can lead to income bias if the researcher over-identifies with the respondent and on Bed Bathing: and Ethics, lose his or her objective, analytic stance, or own sense of identity. The term for this narrative is going native. Example Income Statement. Notwithstanding, qualitative studies that lack prolonged engagement should be viewed with caution as some authors think that because qualitative inquiries emphasizes flexibility, the possibilities definition, label ‘qualitative’ means ‘anything goes’.

The most common example occurs when a researcher thinks that one brief open- ended interview with each respondent is satisfactory (Rubin Babbie, 2009, p.233). Another decisive factor in of an, whether the qualitative research report provides sufficient detail about the study’s contexts and possibilities economics, participants is to enable readers in example statement, other situations to determine if the findings seem likely to apply to the contexts or populations with which they are concerned. Researchers using qualitative observation must fuse two paradoxical perspectives. The first is the emic perspective in which they attempt to adopt the beliefs, attitudes, and other points of view shared by the members of the culture being studied. Of Word War I. The second is the etic perspective which means maintaining objectivity as an outsider and raising questions about the culture being observed that would not occur to members of that culture (Rubbin Babbin, 2009). In conclusion, it is true that many people dislike the thought of researching, yet it is also true that once research is example of an income statement, initiated, it can be become addictive as the researchers thirst for knowledge is Crown, awakened. It is a positive attribute that quantitative research engages with hard-to-reach populations and of an income, offers insight in Weapons of Word War I Essay, extremely complex and often hidden social problems. It gives oppressed populations a voice that can pave the way for social inclusion and social justice. Search our thousands of essays: If this essay isn't quite what you're looking for, why not order your own custom Social work essay, dissertation or piece of coursework that answers your exact question?

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erotic essay Sex and Sexuality in Islam. by Muslim Women's League. Even though it comprises only of an income statement, part of our identities, the sexuality of women represents so much more; such that women's sexuality has been viewed as something to on Bed Bathing: Professionalism,, be controlled, hidden, or mastered, most often by men. Through the ages, sexuality has an impact on one's identity, self-esteem, relationships with others, societal mores, legal codes and example of an income, so on. If sexual behavior simply existed to allow for procreation, so much controversy and fascination would have no reason to exist. Unfortunately, in many societies and for many years women have been principally defined by Weapons War I Essay their roles as sexual beings whose chief purpose is to example of an, satisfy men's sexual needs; this perception contributed to maintaining women in positions of Weapons inferiority and often subservience to men.

Even today, women are singled out as sex objects, either as victims of rape or willing participants in industries such as advertising or pornography, that exploit women's sexuality. The purpose of this chapter is to explore important issues of sexuality from an Islamic point of view in an effort to expose demeaning cultural habits which have no basis in Islam, and to offer alternative understandings of these issues based on the primary sources of Qur'an and Hadith. The view of sexuality as taboo and of an, shameful is by no means unique to any particular religious or ethnic group. The Victorian era in England and Weapons War I, the US(late 19th century) was characterized by such a strong inhibition of sexuality that was subsequently blamed for psychological problems seen in women by psychiatrists such as Sigmund Freud. Breaking free from the oppressiveness of example of an statement that era was an important goal for women through most of the 20th century since the prevailing attitudes were not confined to sexual issues as women were denied many other essential human rights. Laila Ahmed addresses some of the misogynistic conditions and beliefs that preceded Islam in the Mediterranean area, heavily influenced by Jewish and Christian thinking at that time(6th and 7th centuries). Comparing Fact All The! She points out the church's attitude on example of an income statement, abortion and contraception . Weapons Of Word Essay! formed part of a broader negative ethos concerning the body and sexuality -- a sense of these as sinful and example of an income statement, shameful and of sexuality as legitimate only for development plan, procreation. women were evidently perceived as innately more implicated in physicality and sexuality than men. (Women and Gender in Islam, p.35) Unfortunately, a similar view of women has been adopted by some Muslims and may actually be rooted in example of an, the cultural values which existed when Islam was introduced. Human sexual development goes through several well-defined stages. Throughout growth, opportunities exist to teach children about their bodies, to The Injustices Crown, inculcate values and attitudes, and most importantly to foster self-esteem. The success or failure (as determined by income a woman's overall understanding and value of herself as well as her ability to maintain a satisfying relationship) can be determined by prevailing attitudes of the family and The Injustices of the, surrounding culture. Sexual development occurs throughout the life-cycle, beginning in infancy and childhood.

The healthy progression from one stage of example income development to of the Crown Essay, the next is dependent upon fulfillment of basic requirements at each stage. Example Of An Income! For example, an infant must develop trust that the caregiver will consistently respond to possibilities economics definition, her cries before she can safely venture into the world and test the budding independence of toddlerhood. The ultimate achievement is the development of an intact, secure adult with a high sense of self-esteem and example of an income statement, self-worth. If a girl is constantly being told that she is Legality, Professionalism, and Ethics naughty, shameful, stupid or ugly, she will come to believe it and obviously have low self-esteem which will interfere with relationships, school, work and so on. This illustration in general terms introduces the of an argument that cultural habits which teach girls excessive shame breed guilt and reinforce a negative self-image contributing to low self-esteem and even dysfunctional sexual lives. This stage of development has been referred to as the production possibilities economics definition latent stage in Freudian terms. It was felt that between early childhood and puberty children had no interest in their or others sexuality; they are essentially dormant in this regard until hormonal changes signal the onset of income puberty. However, this argument has been challenged by Comparing Fact and Fiction: President's other experts in the field.

Regardless of example income statement psychological theories, certain facts must be considered about children at this age. They are developing mentally and as such are often extremely curious about themselves, others, animals and so on. This is a good time to reinforce concepts of cleanliness, privacy and self-respect and to begin to teach them about sexuality and reproduction in an age appropriate manner. Some girls will start menstruating as early as age nine and should be prepared ahead of production possibilities time by frank and open discussions with their parents. For many girls, the most significant thing to happen during this time is the example statement onset of menstruation. If a girl has not been prepared for this event, the sight of the first few drops of blood can be terribly frightening. The signs that a girl is entering this stage of development include breast development, growth of hair under the arms and in Essay, the pubic area, increase in height and finally onset of menses. At this time, cultural and familial attitudes about menstruation are critical in impacting a girl's acceptance or rejection of this milestone in her life. Because of the rapid rate of change and accompanying sense of awkwardness, adolescents are often insecure and preoccupied with appearances, with a strong desire to of an statement, be accepted by their peers. This stage is characterized by on Bed Bathing: and Ethics a heightened interest in and awareness of members of the opposite sex.

In the United States and in many other countries, young people begin to develop relationships during the teenage years. Over half of the students graduating from high school have been sexually active. Many communities are working hard to teach abstinence before marriage but they are working against difficult odds especially when dating is viewed as normal, age-appropriate behavior. Yet, a primary task at this stage is to achieve a healthy, intimate relationship, which, for Muslims, can only exist in the context of marriage. Once women become sexually active, they then must deal with issues related to pregnancy, such as attitudes toward child-bearing, timing and spacing of children, and contraception. Of An Statement! Ideally, decisions are made within a mutually supportive monogamous relationship.

Also, during this time, sexual satisfaction as well as sexual dysfunction or incompatibility become important issues as part of an examples overall relationship and can contribute to its well being or be a source of tension and stress. Historically, older women and statement, men were considered asexual as aging and sexuality seemed incompatible. Especially today, as women and men live well into Legality, and Ethics their eighties, sexuality is still an important part of many people's lives. While some may experience a decreased sex drive, others do not notice any change at all. Early in life, children become aware of their sexuality even to the point that infants can experience sexual pleasure (see Your Baby and Child, P. Leach, p. 212). Infants develop awareness of the example function and form of all body parts as they grow. To a child, the Weapons penis or vagina is just another part of the body, like arms and legs. The focus on the genitals is particularly evident during the toilet training years. If a child is taught that her genitals are dirty and shameful , but she wants to explore them just the example same, naturally she will feel ashamed and naughty if she does so. Therefore, early on Comparing Fact and Fiction: All the President's, she sees part of herself as negative. Most child development experts encourage parents to remain neutral about a child's interest in her genitals to avoid preoccupation with that body part and to of an income statement, enhance the development plan examples development of a positive sexual identity.

As the child grows, it becomes important to teach her about privacy and appropriate behavior when around others. Oftentimes, parents fear that by not discouraging their children from touching themselves, they are encouraging them to explore sexuality at an early age. But teaching children to respect and understand their bodies will more positively impact their self image compared to example statement, emphasizing the sense of shame ('ayb) that many children are taught. Such a sense of shame can be taken to extremes; for example, a mother refuses to apply necessary medication to her three year old daughter's vagina because to Comparing All the Men Essay, touch her there is 'ayb. Other girls are afraid to cleanse their genitals properly because to of an statement, touch themselves is 'ayb. Crown Essay! The concept of shame or disgust regarding one's body has no basis in Islam. During adolescence, sexuality becomes of example of an income interest to on Bed Bathing: Legality,, young people as their bodies experience hormonal upheavals which result in example statement, physical and emotional changes.

Again, a girl's experience through childhood will influence her passage through this difficult time. If she is taught that the onset of menstruation is a curse, then her experience and coping mechanisms will be affected negatively. A positive attitude will enable a young woman to In Vitro Fertilization and Infertitlity, view it as a milestone, not a hindrance. Unfortunately, much folklore and negative cultural beliefs abound regarding a woman's menses. Indeed, for some women menstruation is a physically difficult, unwelcome disruption every month. But it is a simple biological process that can be managed like any other physical condition, and needn't impair a woman's ability to function. Several hadith exist regarding menstruation. The only Qur'anic reference is found in Surah 2, verse 222 where Muslims are told to example, avoid sexual intercourse during a woman's menses: And they will ask thee about Fertilization Essay (woman's) monthly courses.

Say, 'It is a vulnerable condition. Keep, therefore, aloof from women during their monthly courses, and do not draw near unto them until they are cleansed; and when they are cleansed, go in unto them as God has bidden you to do.' In a hadith found in income statement, Muslim (No. 592, also reported in Sunan Abu Dawud, No, 258), a discussion occurs whereby the Prophet emphasizes that the Islamic view of menstruation differs significantly from the Jewish attitude during his time, which strongly restricted women from several arenas while they were menstruating. Professional Development Examples! In this hadith he says, Associate with them in the houses and do everything except sexual intercourse. Aisha and the other wives of the Prophet were instrumental in pointing out his attitude of tolerance; for example, Maimuna recalled an occasion when she was sitting near him while he was praying. She happened to be menstruating and during his prayers he knelt on her garment but did not displace it, meaning that being in the presence of a menstruating woman had no impact on his prayers ( Mishkat ul Masabih, No. 550; for other hadith along similar lines see Sunan Abu Dawud, Nos. 212-213, 267-273; Muslim, Nos.

269, 577-588 and Bukhari, Vol. 1, Nos. 293-300) Also, the Prophet commanded menstruating women and those observing purdah to participate in Eid festivities. They sat behind those who prayed but joined in takbir ( Muslim, Nos. Example Statement! 1932-34; Bukhari, Vol.1, No. 321). Exemptions from Rituals.

Today, as in the time of the Prophet, women do not pray or fast while on their menses. The Qur'an does not address this practice at all; several hadith exist which expressly forbid women to pray while on their period. Essay On Bed Bathing: Professionalism,! (Sunan Abu Dawud, Nos. 271-287, Bukhari, Vol.1., No.327). Several traditions show that menstruating women were not supposed to perform tawaf (circumambulation) around the Kaaba during Hajj while they were menstruating (Bukhari, Vol. 1, Nos. Of An Income! 302,321,325; al-Muwatta, 20.16) The menses were viewed as a temporary illness such that days not fasted had to be made up as any ill person would do after Ramadan.

The Qur'an states that those who are ill or on a journey can desist from fasting and production definition, make the days up later (2:184). There are no hadith which expressly forbid women from fasting while menstruating, but based on the text from the following, one concludes that menstruating women did not fast: Aisha is reported to have said that during menstruation in the time of the statement Prophet, the women were commanded to complete the fast (abandoned during menses) but were not commanded to complete the (abandoned) prayer (Sunan Abu Dawud, Nos. Essay On Bed Bathing:! 262-3, Muslim, Nos. 660-662). Women who have prolonged menses because of an underlying medical problem can resume prayers , fasting, and intercourse after a certain number of days (Sunan Abu Dawud, Nos.

274-306, Bukhari, Vol. Example Statement! 1, Nos. 303,306,322,324). In view of the verse mentioned above which admonishes against sexual intercourse with a menstruating woman in order to avoid causing her harm, the exemptions from the above-mentioned rituals could be viewed as an extension of Weapons War I Essay God's consideration of women. Perhaps abstention from prayer and fasting during one's menses is a divine acknowledgement of women's increased difficulty during that period. God gave them permission not to pray or fast as a sign of mercy, just as He allows travelers to shorten their prayers to ease their burden. Many Muslims believe that menstruating women are not allowed to enter the mosque or touch the Qur'an.

This relates to the view of the menstruating woman as unclean. Since she cannot be purified with ablution until after her menses stop, she is not in the proper state to enter a mosque or recite Qur'an. Of An! Conflicting hadith exist regarding these habits. When looking at curve economics definition, the whole body of of an income hadith regarding the subject of menstruation, it appears that many of the injunctions were made because of the physical problems associated with active bleeding. Women at Legality, Professionalism, and Ethics, that time did not have access to modern amenities which protect a woman and her garments from the blood flow. One hadith points out that one of the Prophet's wives (Um Salamah, who was having irregular bleeding) needed a dish underneath her to catch the example income menstrual blood while she was observing I'tikaf in the mosque during Ramadan (Bukhari No. 306, Sunan Abu Dawud, No.

2470, Muslim, No. 2470). Therefore, practically speaking , women might have been restricted in their activities if they did not have the means to deal with a heavy period, for example. Today, women have so many options so that there are rarely fears of such difficulties. In addition, the Prophet once asked Aisha to Essay on Bed Legality,, fetch his mat which was in the mosque.

She said, But I am menstruating to which he replied Your menstruation is not in your hand. Statement! (Sunan Abu Dawud, No. 261) However, another hadith exists which states that menstruating women should not enter the mosque: The Prophet is reported to have said, I do not make the Essay mosque lawful for example income, a menstruating woman and for a person who is junub. (Sunan Abu Dawud, No. 232) The act of not touching the Qur'an while menstruating is based on the hadith that the Prophet wrote a letter in which he said that no one should touch the Qur'an but one who is pure. (Mishkat-ul-Masabih, No. 465;). Also, in Surah 56, verses 77-79 we find: That this indeed is a Qur'an most honorable, in professional plan examples, a Book well-guarded, which none shall touch but those who are clean (tahir). In Mishkat-ul Masabih a hadith from Tirmidhi states that the Prophet said that the menstruating woman and one who is junub should not recite anything from the example of an statement Qur'an (No.

461). In general, since, in either of these states, women or men are not yet physically purified (tahir) they cannot touch or formally recite the Qur'an until that state comes to an end. By performing ghusl (complete ablution) after the menses are over, one achieves the prerequisite physical state which allows for The Injustices Essay, the resumption of prayers, fasting, reciting Qur'an and sexual relations. This does not imply impurity of spirit nor does it necessarily have to mean that a menstruating woman is unclean or dirty. The Prophet was known to perform ghusl after intercourse before reciting Qur'an, and example, he also would recite Qur'an while resting his head in Aisha's lap and she happened to be menstruating. (Mishkat, No.

460, Muslim, Nos. 260, 591) It is possible to understand why Muslims might view menses as a negative aspect of the female identity. A well known and oft-quoted hadith which leads to the conclusion that menstruating women neither prayed nor fasted is found in production possibilities economics definition, Bukhari with several versions: The Prophet is reported to have said, Isn't it true that a woman does not pray and does not fast on menstruating? And that is the example of an income defect in her religion (Vol.

3, No. 172, see also Vol. 1, No. 301). Development Examples! The conclusion usually derived from example statement this hadith is that women can never achieve the same level of faith or spirituality as men because they cannot fulfill their religious duties all the time. The weakness in of Word War I, this argument and example income, therefore in the hadith is that it contradicts the undisputed image expressed in Weapons War I, the Qur'an of women and men as equal in terms of their duties and expectations as Muslims, servants of example of an statement God. To say that one's faith is determined only by the extent to which she can carry out the rituals negates all of the other aspects of faithfulness and Legality, Professionalism,, observance that cannot be quantified. God rewards or punishes according to deeds and intentions; how, then, can something that is biologically determined, not chosen or willed by the individual, serve as a measure of faith?

Would God punish women for something that He created? Because this hadith is found in example of an income statement, Bukhari, it is rarely questioned or reinterpreted and possibilities curve economics definition, unfortunately reinforces a negative view of women in Islam. The large volume of income hadith regarding menstruation reflects the need for practical guidance on the part of the professional plan Muslim community at of an income statement, the time of the Prophet. After reviewing all of the texts, one can't help but feel the burden of menstruation for the Muslim woman. Regardless of the deficiency hadith and in view of modern advances, Muslim women today can view menstruation as a simple fact of life that has no negative bearing on Essay, her value as a human being. Modern medicine has enabled us to of an income, manipulate the War I Essay menstrual cycle in a myriad of ways so that women can continue to income, carry out The Injustices of the Crown Essay their activities without being disabled once a month. Statement! Indeed, many women take advantage of medical technology to avoid menstruating during Hajj which, for many, is truly a once in a lifetime event not to be missed because of The Injustices of the Crown Essay bad timing. Virginity and example of an income statement, the Hymen: The Double Standard. Throughout childhood and adolescence, girls are sometimes prohibited by their parents from engaging in any activities that might interfere with the integrity of the hymen which is a small circular membrane at the opening of the vagina which allows the passage of menstrual flow.

The opening is very narrow and is torn when penetration occurs (as in sexual intercourse). This is occasionally accompanied by Essay Legality, Professionalism, bleeding. Such blood loss has been required in some cultures to prove that the woman is a virgin at marriage so a blood stained cloth would be given to the groom's family on the wedding night to verify the example of an income bride's pure state. Crown Essay! If a woman did not bleed, the repercussions could be severe. So it became vitally important that the hymen remain intact as a sign of virginity with the family's honor at stake. While many of the cultural traditions involving proof of income a woman's virginity are less prevalent than in Essay Bathing: Legality,, the past, one can still find a persistent concern about the hymen as a marker for virginity today throughout many parts of the Muslim world. (It should be noted that the concern about the hymen is example of an income not limited only to Muslims.) As a result, any activity that might cause tearing of the hymen would be forbidden, such as bicycle riding, horseback riding, gymnastics, etc. Unfortunately, the prohibitions against these activities are rarely accompanied by an explanation (most likely due to shyness on the part of the parents); thus, the young girl learns that because she is a girl she cannot participate in Essay, activities enjoyed by other children. Again, such an attitude promotes a negative self-image. These attitudes are culturally entrenched and not based on Islam. Income! While virginity of Weapons both men and women is emphasized in Islam, there is no text in Qur'an or Hadith which specifically addresses the intactness of any part of a woman's anatomy as a marker for virginity.

As will be discussed in detail later, the Islamic position on sexual behavior is explicit. Both men and women are required to be chaste and to seek fulfilling relationships in marriage. Consequently, pre- and extra-marital relations are prohibited (Qur'an, 17:32, 24:26, 25:68; Bukhari, Vol. 8, Nos. 798-802). Of course, then, there is of an statement no debate that Muslims, male and female, must be virgins before they enter into their first marriage.

Each individual is responsible and possibilities definition, accountable to God for maintaining a state of purity prior to matrimony. Why should a woman have to prove that she is a virgin with physical evidence, when the man is taken on his word? Naturally, a woman who marries for the second or third time cannot give the same proof, meaning the status of the example income hymen is truly irrelevant for determining sexual purity. Essay On Bed Bathing: Legality, Professionalism,! The hymen exists as a remnant of embryological development which serves no purpose physiologically speaking (K. L. Moore, The Developing Human). If it tears because a girl goes bike riding or uses a tampon or even has a pelvic exam by income a physician as part of an evaluation of a medical condition, must it then follow that she is no longer a virgin? The restriction against vaginal penetration applies to premarital sexual behavior with a member of the opposite on Bed and Ethics sex. The prohibition against premarital sex exists because of multiple negative social, psychological and physical consequences that do not apply if the hymen is torn by an act that does not involve sexual intercourse.

An unfortunate consequence of focusing on the shamefulness of sexuality is the inability of many women to enjoy a fulfilling sexual life once married. If a woman is taught from childhood that her genitals are unclean, untouchable, and basically an area off limits, and if inadequate discussion takes place to prepare her for her first sexual experience, then naturally she would be horrified to imagine the penetration of that area by another person such as her husband. And if the first encounter is painful, the stage is set for inhibition and income, fear so that a fulfilling sexual relationship is practically impossible. Problems that ensue include the inability to consummate a marriage, vaginismus (spasm of the vaginal muscles which causes pain and prevents penile penetration), dyspareunia (painful intercourse), and the emotional and psychological consequences for the individuals involved in Comparing Men Essay, the relationship. Also, the of an income statement strong sense of fear and shame often prevents adequate medical evaluation during pelvic examinations because some women are unable to sufficiently relax even if they are married and Weapons of Word War I Essay, have already borne children. While our religion stresses the example importance of mutual sexual satisfaction between marriage partners, negative cultural factors can prevent such an outcome. By educating children and possibilities economics definition, young adults properly about sexuality, and by eliminating the features or habits which contribute to a negative self-image, and by focusing on example of an statement, the positive language found regarding these issues in Islamic literature women and Essay Professionalism,, men will be able to enjoy a fulfilling sexual relationship in marriage that is each person's right. Sexuality in Qur'an and Hadith. The references to sexuality found in Qur'an and hadith will now be discussed. In the following verse, men and women are referred to as the garments of one another, implying a sense of balance and mutual nurturance from one to the other.

It is lawful for you to go in unto your wives during the night preceding the (day's) fast: they are as a garment for of an, you, and you are as a garment for them. God is aware that you would have deprived yourselves of this right, and so He has turned unto you in His mercy and removed this hardship from you. Now, then, you may lie with them skin to Weapons of Word, skin, and avail yourselves to that which God has ordained for you.(2:187) Also, by example income statement reviewing this and possibilities curve economics definition, the verses below one appreciates the fact that sexual relations are sanctioned by God and are viewed as part of the spiritual relationship that exists between a husband and wife. As mentioned earlier, the Qur'an specifically prohibits intercourse during a woman's period (2:222) to avoid causing her discomfort.

In verse 223 of the example statement same Surah, the Qur'an says: Your wives are your tilth; go, then, unto your tilth as you may desire, but first provide something for your souls, and Crown Essay, remain conscious of God, and know that you are destined to meet Him. And give glad tidings unto those who believe. Based on these verses and example of an income statement, some hadith, Muslim couples are encouraged to enjoy sexual relations in any manner the two prefer. Crown Essay! The only prohibitions involve avoiding intercourse while a woman is menstruating, and of an income statement, avoiding anal penetration (Muslim, No.3365); this explains the text in the verse mentioned above since it was revealed when one of the Sahaba was concerned about having sexual intercourse from behind. He was worried that he committed a sin. So the Prophet said that any position was lawful as long as anal penetration did not occur. Therefore, if the couple is Comparing Fact All the President's mutually agreeable, no other restrictions apply. Other verses that address sexuality focus on the unlawfulness of income statement extra-marital sexual relationships which will be discussed later. Sexual Rights of the Wife. Several hadith also address the issue of sexual satisfaction with reference to the wife's rights in this matter.

The Prophet advised Abdullah bin Amr bin Al-As (who spent all day fasting and all night in prayer) to fast sometimes and not at other times; to pray at night and to sleep at night. Your body has a right over you, your eyes have a right over you and your wife has a right over you. (Bukhari, Vol.7, No. 127) The wife's rights include a right to companionship from her husband and fulfillment of her sexual needs. A woman's satisfaction is particularly referred to Essay on Bed Bathing: and Ethics, in the interpretation of the hadiths which discuss penile withdrawal as a method of contraception. One stipulation is example statement that the professional woman must consent because such a practice could interfere with her sexual fulfillment to which she is entitled. Also, if she desires to bear children, coitus interruptus practiced by her husband would violate that right as well. This viewpoint is based on a hadith transmitted by Umar ibn-al-Khattab who said that the Prophet forbade the of an income practice of coitus interruptus with a woman except with her permission This reference is found in Sex and Society in production curve, Islam, by B. F. Musallam who also points out that this hadith was considered weak by some Medieval jurists (see also al-Muwatta, 29.34, No. 100).

Nevertheless, the position regarding the of an statement woman's right to orgasm was developed over time by several Muslim jurists during the same period (Busallam, Chapter 2 and In Vitro and Infertitlity, footnotes). Also, one undisputed justification for divorce on behalf of the wife is of an statement her sexual dissatisfaction. The most explicit discussions of sexual relations with respect to fulfilling the wife's needs are found in the Book on the Etiquette of Marriage, part of Abu Hamid Al-Ghazali's larger work, Revival of the Religious Sciences (Ihya Ulum al-Din), written in and Infertitlity Essay, the eleventh century. In spite of some of his comments that are generally disparaging of women, he argues forcefully regarding the wife's right to sexual fulfillment. Of An! He quotes the Prophet as saying, Let none of you come upon his wife like an animal, let there be an emissary between them. When asked what is the emissary, he replied, The kiss and Weapons War I Essay, sweet words.

In another hadith, the Prophet points out that one of the example of an deficiencies of a man is that he should approach his wife and on Bed Bathing: Professionalism,, have sexual contact with her before exchanging words and caresses, consequently, he sleeps with her and fulfills his needs (i.e. Statement! orgasm) before she fulfills hers. Al-Ghazali further elaborates on Legality, Professionalism, and Ethics, the importance of a woman achieving orgasm by stating, Congruence in attaining a climax is more gratifying to her because the man is not preoccupied with his own pleasure, but rather with hers. Rights of the income Husband. The sexual rights of the husband are also elucidated in the traditions, but the language is such that it appears that his rights supersede those of his wife. Bathing: Legality,! For example, in Bukhari, AbuHuraira reports that the Prophet said, If a man invites his wife to sleep with him and she refuses, then the angels send their curses on her till morning. (Vol. 7, No. 121-2; in Muslim, the text reads that God is displeased with her until the husband is example of an pleased with her Nos. 3366-68). In Riyadh-us-Salaheen, a hadith attributed to Tirmidhi and Nisai states that the development examples Prophet said, When a man sends for his wife for the satisfaction of his need, she should go to him even if she may be occupied in baking bread. (No. 284) Similarly, Muslim women are advised not to fast without the permission of their husbands since fasting would interfere with sexual relations (Sunan Abu Dawud, Nos. 2452-3; Muslim, Nos.

3366-68; Bukhari, Vol.7, No. 120). Clearly, Islamic literature stresses the statement importance of the sexual relationship between a husband and wife, but the above traditions seem to show that the husband's right to have sex is more important than the wife's right of refusal if she is production possibilities curve economics definition not willing for example of an income statement, whatever reason. The only time she can refuse intercourse, then, is during menstruation. The verse (2:222) commands Muslims to avoid sex during that time because it may be associated with discomfort on the part of the woman. A logical conclusion would be that sexual relations are better avoided for any circumstances (physical or otherwise) that would lead to discomfort. A common view of sex is that the stronger sexual urges of men (compared to women) can be controlled only to The Injustices Crown Essay, a certain extent; according to some, this justifies the practice of polygamy even though the Qur'an makes no mention of of an income statement sexual desires in professional development plan examples, the verses on polygamy (4:3-5). Also, the same argument is made to justify forcing women to have sex against their will, as they are forbidden to refuse to example income, have sexual relations. Since the husband's urges are so strong, and to of the Crown, prevent him from acting out on them illicitly, a wife's duty therefore is to submit in order to income, preserve the marriage. Yet, human beings are endowed with self control not seen in any other species, such that we do not act on every instinctual impulse because of some uncontrollable force.

This is what distinguishes humankind since God gave us the ability to think and make choices. Therefore, there is no justification for forcing women to have sex against Weapons Essay their will, even in marriage. Income Statement! One does not find any traditions that show the In Vitro Fertilization and Infertitlity Prophet as an aggressive or coercive husband. Similarly, behavior involving coercion and force goes against the philosophy of mutual satisfaction outlined in the Qur'an (see verses above) and against example income the hadith which states that the best among Muslims are those who are best towards their wives (Riyadh-us-Salaheen, No. 278). Also, the Prophet expressed his strong disapproval of those who physically beat their wives and then had sexual relations that night (Bukhari, Vol. 7, No. 132, Vol.9, 81-82; see also Riyadh us-Salaheen, No. 274). The example of the Prophet clearly reveals that he and his wives enjoyed physical affection not necessarily related to intercourse thus reflecting an attitude of loving behavior in a variety of circumstances.

Based on the hadith transmitted by his wives (particularly regarding physical intimacy while they were menstruating), this behavior included kissing, caressing, embracing and bathing together. (Sunan Abu Dawud, Nos. 267-273, 2376-2379; Muslim, Nos. 577-586, 629) Husbands and wives should strive to satisfy one another's sexual needs as much as possible. This can be achieved by honest, open discussions; care, kindness and a desire to please one another. Viewing sexual intimacy as an important part of the Essay relationship will enable a couple to example of an income, achieve mutual satisfaction that enhances the overall success of the Comparing marriage. Clearly, coercion and lack of consideration for one's spouses feelings will result in tension that can have negative effects on the rest of the relationship. Unfortunately, if a Muslim woman is raised to abhor and fear any matters related to example of an, sex, then in most instances of sexual contact she would be a passive and perhaps unwilling participant, and definitely not one who derives pleasure from possibilities sex. Also, the general view of sex as a shameful and dirty act contributes to inhibitions of both men and women, preventing them from example statement enjoying an act sanctioned by God.

The following hadith highlights the examples importance of privacy in sexual relationships: the Prophet is reported to have said, The most wicked among the people in the sight of God on the Day of Judgement is the man who goes to his wife and she comes to him, and then he divulges her secret. (Muslim, Nos. Example Income! 3369-70). Consequently, Muslims would be very unlikely to discuss matters of their sexual lives outside of the home. By keeping sexual issues private, the couple ensures mutual respect and avoids the chances of and Fiction: Men Essay violating trust by example of an divulging personal tastes and practices to others. In Vitro Essay! However, this attitude would also prevent couples from seeking necessary help, thus diminishing opportunities for alleviating any problems related to sexual dysfunction.

Consultations with professionals, such as physicians, would not violate the code of privacy, and could help the individual or couple in matters that significantly impact the example statement marriage. Sex Outside of Marraige. As mentioned earlier, the Qur'an specifically prohibits sexual acts outside of marriage (zina). Interestingly, the text does not go into detail to The Injustices, explain why such behavior is sinful. The verses which mention illicit sexual relations do so while admonishing Muslims to avoid other grave sinful deeds such as murder and stealing (Qur'an 25:68, 60:12). Muslims acknowledge and believe in Divine wisdom which is understood, to some extent, by the application of common sense and an exploration of the ramifications of fornication and adultery which include but are not limited to unwanted pregnancy, transmission of sexually transmitted diseases, negative emotional and psychological consequences, and physical intimacy without emotional commitment. In addition to Qur'an, numerous hadith exist which point out example of an income that zina is In Vitro and Infertitlity considered a major sin (Bukhari, Vol.7, No. 148; Vol. 8, Nos. 798-802).

The issue of extramarital sexual relations takes on even more profound importance because laws exist in Islamic jurisprudence which outline the example income statement punishment (hadd) for this behavior which is Fertilization Essay considered a sex crime. Clearly, the example income statement threat of punishment authorized by Fact and Fiction: All the President's Men Essay God serves as a very effective deterrent for illicit sexual behavior which results in negative social consequences beyond those experienced by the couple in question. Even though the text is clear regarding the unlawfulness of zina, the following references point out how difficult it is to accuse someone of such a crime. According to the Qur'an, those who accuse another of zina are required to example of an income, produce four eyewitnesses of the act of genital penetration (meaning the on Bed Bathing: Legality, and Ethics act of intercourse would practically have to be committed in public view). According to hadith, other incriminating evidence include confession and pregnancy (Bukhari, Vol.

8, No. 816; Sunan Abu Dawud, No. 4518; Muslim, No. 4194). While the seriousness of the crime is not in question, the Prophet himself demonstrated reluctance in reacting to accusations and even confessions without giving individuals the opportunity to avoid punishment and repent to God, with the hopes of avoiding punishment in the hereafter as well. In addition, the statement Prophet himself advised the believers not to and Infertitlity Essay, make public their misbehaviors. When a man came to income, confess that he had been with a woman and did everything except sexual intercourse, Omar ibn al Khattab said, Allah has concealed your fault; it would have been better if you had concealed it yourself.

The Prophet then quoted the verse, And be constant in In Vitro Fertilization, praying at the beginning and the end of the day. for, verily, good deeds drive away evil deeds: this is a reminder to all who bear (God) in mind. Of An Income! (11:114). In addition, the plan examples Qur'an elsewhere clearly stresses the importance of example of an income sincerely repenting as God is professional ever merciful (4:15-16). Several hadith refer to an instance in which the Prophet tried to give a man the opportunity to avoid punishment. Maiz ibn Malik came to the Prophet insisting on of an statement, confessing his sin of fornication with a slavegirl. The Prophet responded by turning away from him, then insisted that the couple must have just looked at professional development plan, each other, or only embraced or kissed; but Maiz persisted with his confession of actual intercourse. The Prophet gave him ample opportunity to conceal his sin, and repent privately with the hopes of receiving God's forgiveness. Yet, Maiz also knew that punishment in example income statement, this life would replace the possible punishment awaiting in the Hereafter. Bathing: Legality, And Ethics! So upon acknowledgement and confession of fornication, the Prophet ordered the punishment. (Bukhari, Vol. 8, Nos.

806, 810, 812-14; Sunan Abu Dawud, No. 4413). Example Of An! A similar story involves a pregnant woman who also wanted to confess and receive punishment. Again, the Prophet first told her to possibilities curve economics definition, Go back to her tribe, but she returned again wishing to of an statement, confess. The Prophet told her to go back until the child was born. She returned again with the Comparing All the infant and example income statement, he told her to suckle him until you wean him. She returned when the development plan boy was weaned, again confessing fully, resulting in example of an income, the prescribed punishment. Fertilization And Infertitlity Essay! (Sunan Abu Dawud, No. 4428). For a couple (or individual) convicted of zina, the punishment would be harsh. According to the Qur'an , 100 lashes for each (24:2).

In several hadith collections, the example of an punishment of stoning to Essay Bathing: Legality, Professionalism,, death is example described for those guilty of adultery. This divergence is significant because stoning resulted in death while flogging did not.. The Qur'an does not distinguish between fornication and adultery but uses one word to describe both, zina. Belief in the Qur'an as the final word would argue that the use of stoning to death instead of flogging is inappropriate; indeed a hadith in Bukhari states that a transmitter of one of the stoning hadiths did not know if stoning was practiced before or after the revelation of the above Qur'anic verse (Vol. .8, No. 804).

Interestingly, both Bukhari and Muslim report a hadith transmitted by Ibn Abbas who narrated that Umar ibn al-Khattab feared that in future times Muslims would not use stoning as punishment because it is not mentioned in the Qur'an. But he spoke to confirm the obligation of Weapons of Word its use as punishment for proven cases of adultery. (Bukhari, Vol.8, No. 816; Muslim, No. 4194). All of example of an statement these issues dealing with punishment must be reviewed by modern Islamic jurists to In Vitro Essay, develop laws (in those countries where Islamic law is applied) that incorporate the income Islamic principles of justice, due process and compassion. In countries where Muslims live as minorities (where Islamic law does not prevail), these punishments cannot be carried out by zealous individuals or communities who may feel that they are required to carry out God's law in spite of the prevailing legal system. Yet, the Bathing: and Ethics system of Islamic jurisprudence must guarantee basic rights of individuals accused of example statement serious crimes: these rights cannot possibly be upheld without a court system with checks and balances to In Vitro and Infertitlity, ensure enforcement of the law while respecting the rights of individuals. The main point is that, while the punishment for zina is example income severe and extreme, the requirements for proof of guilt are so strict that the chances of one actually being convicted and of Word, then punished are very small. Thus the individual Muslim who commits such acts in private, without fear of retribution should pay heed to the following verses:

Verily, God's acceptance of repentance relates only to those who do evil out of ignorance and then repent before their time runs out. And it is they unto whom God will turn again in His mercy - for God is all-knowing, wise; whereas repentance shall not be accepted from those who do evil deeds until their dying hour and then say, Behold I now repent; nor from those who die as deniers of truth; it is these for whom We have readied grievous suffering.(4:17-18) While it may seem obvious to example, some, the definition of zina is not without controversy. Again, using the hadith mentioned above(Bukhari, Vol. 8, No. 806, etc.), the Prophet did not consider Maiz ibn Malek of a crime until he confessed of actual sexual intercourse involving penile penetration. This does not mean that other behaviors such as kissing, heavy petting, oral sex are not prohibited but that the requirements needed to Weapons War I Essay, justify a harsh punishment are strict. Obviously, many couples can engage in statement, all of these activities without being exposed to witnesses and thus avoid punishment in this life. But they still must answer to God who, in no uncertain terms, admonishes against any sexual contact outside of marriage. False Accusations and Honor. If a husband accuses his wife of adultery by swearing four times and she denies any wrongdoing under oath, then she is Comparing Fact and Fiction: President's Men Essay vindicated (Qur'an 24:6-9).

According to Muhammad Asad (footnote 10, Surah 24) the same applies if a woman accuses her husband. If the accusation is found to be false the punishment of the accuser is severe: And as for those who accuse chaste women (of adultery), and income, then are unable to produce four witnesses (in support of thier accusation), flog them with eighty s stripes; an ever after refuse to The Injustices of the Crown, accept from them any testimony- since it is they, they that are truly depraved!- excepting only those who afterwards repent and made amends for, behold, God is much-forgiving, a dispenser of of an income statement grace. The Injustices Of The Crown Essay! And as for those who accuse their own wives, but have no witnesses except themselves, let each of these (accusers) call God four times to witness that he is indeed telling the truth, and the fifth time, that God's curse be upon income statement him if he is telling a lie. Essay! (As for example of an income, the wife, all) chastisement shall be averted from her by her calling God four times to witness that he is indeed telling a lie, and the fifth (time), that God's curse be upon her if she is telling the truth . (24:4-8) These verses were revealed in response to accusations against Aisha, the Prophet's wife, who was left behind the caravan when she went looking for a lost necklace. President's Men Essay! A young soldier happened upon her and escorted her to the camp where they arrived the following day. Rumors about sexual misconduct spread, causing great upheaval and emotional distress in the household of the Prophet. The above verses point out that a woman's word to swear to her innocence is sufficient to both preserve her reputation and result in income, punishment of her accusers.

The following verse admonishes the community for not questioning the rumors and giving Aisha, the accused, the benefit of the doubt: Why do not the believing men and women, whenever such (a rumor) is heard, think the and Infertitlity Essay best of example of an income one another and say, 'This is an obvious falsehood'. and were it not for God's favor upon you, and His grace in this world and in the life to come, awesome suffering would indeed have afflicted you in result of all (the calumny) in which you indulge when you take it up with your tongues, uttering with your mouths something of which you have no knowledge, and The Injustices Crown Essay, deeming it a light matter whereas in the sight of God it is an awful thing. Example Statement! Verily, as for those who like (to hear)foul slander spread against (any of) those who have attained to professional development, faith - grievous suffering awaits them in this world and in example statement, the life to Comparing All the, come: for example income, God knows (the full truth), whereas you know (it) not (24:12-19). Slander is considered a grave offense since it taints the reputation of individuals and of Word Essay, disrupts relationships The verses, while referring to Aisha's particular case, universally applied, serve to protect women from any unfair accusations about their chastity. Unfortunately in many communities throughout the Muslim world the, honor of the entire family is caught up in income, and determined by the reputation of the female members, who can be accused of sexual misconduct, even if it is only suspected. As is clear from the above verses, singling out women for punishment based only on accusations or assumptions has no basis in Islam. On Bed Professionalism, And Ethics! Even if a woman is accused of fornication, and she denies the accusation, no punishment is carried out of an (Sunan Abu Dawud, No. 4451). Thus, even the suggestion of misbehavior (usually acts other than intercourse) cannot possibly serve as evidence of Comparing President's wrongdoing to Islamically justify retribution (such as honor killings) on the part of the woman's family.

The sin of false accusations and the focus on absolving the one who is falsely accused has become problematic regarding the punishment of rape. If a woman accuses a man of raping her and he denies that he did, she is basically confessing to illicit sexual contact and income, therefore punishable. This is even more problematic if the woman has no other evidence besides her testimony. This is the current state of affairs in Pakistan where rape victims are punished for the crime committed against them. According to Imam Malik, if a man is convicted of rape, he receives the punishment as mentioned for zina and also must pay a mahr (bride-price) to the victim (al-Muwatta, 36.16). Imam Malik also states that if an unmarried woman is pregnant and claims to have been raped, unless there is plan physical evidence, she is presumed to be guilty of fornication and therefore punished (al-Muwatta, 41.4). Again, based on earlier interpretations, the woman is made to suffer for example income, a crime committed by another because the focus is erroneously on the sexual act and not on of Word Essay, rape as an act of of an violence.

Rather than viewing the act of sex as the issue requiring jurisdiction, the judges should view rape as an act of violence perpetrated against In Vitro Fertilization and Infertitlity an unwilling victim who cannot be considered guilty of a sex crime. Along the of an income lines of possibilities curve sexual behavior arises the issue of of an statement homosexuality about which the Islamic position is on Bed Bathing: Legality, Professionalism, clear. Example! Based on numerous verses in the Qur'an which refer to Prophet Lot and the sins committed by his community, one concludes that homosexual relations are prohibited. (7:80-84, 11:77-83, 15:57-77, 26:160-175, 27:54-58, 29:28-35)) Again, the Qur'an does not go into great detail to Crown Essay, explain why; and again Muslims first accept God's wisdom and of an statement, then apply reason to come to an understanding. In Vitro Fertilization And Infertitlity Essay! The most basic argument is statement that homosexual behavior is ultimately detrimental to the survival of Weapons Essay thehuman race. Also, it is contrary to the Islamic position of the statement importance of the Weapons of Word War I Essay bond between husbands and example of an, wives which is a goal for which Muslims are encouraged to strive. (based on a well known hadith that marriage is and Fiction: Men Essay half of one's religion.) Like zina, punishment has been described for those who are found to engage in homosexual acts. The Qur'an is somewhat vague on the issue of punishment. The only verse which alludes to this behavior again calls for four witnesses to confirm the immoral conduct (fahishah) between two women or two men; if they are found guilty, they are to be punished, but if they repent they are to statement, be left alone (4:15-16). The type of punishment is not defined. The hadith are more specific. In Sunan Abu Dawud, Ibn Abbas reported that the Prophet said if anyone is found doing as Lot's people did, to Fertilization, kill the one who does it (sodomy) and to example of an income, whom it is done (No.

4447). In the footnote to this hadith it is pointed out that the jurists differed in opinion regarding how the punishment would be carried out. Basically, homosexual acts are considered illicit and if verified by witnesses or confession, then the individuals would be punished like those who commit zina. What occurs in private is between individuals who are ultimately accountable to God. Naturally, sexual feelings can arise for people who are not yet married. An oft quoted hadith advises fasting to help quell the sexual appetite (Bukhari, Vol. 3, No. 129). For some this may not really help.

But feelings of professional development plan examples frustration do not justify acting them out with someone outside of the marital relationship. Therefore, one could argue for the benefit of masturbation which would relieve the frustration and prevent illicit sexual contact (see Musallam, p.33 and Qaradawi, pp. 170-1). According to of an statement, Al-Qaradawi in The Lawful and Prohibited in Islam, the majority of scholars consider masturbation haram (forbidden). But, he does point out that the Hanbali jurists permit masturbation for those afraid of War I Essay committing fornication or adultery or for those without the means to marry. While the income statement value of family and President's, raising children is undisputed among most Muslims, it is well known that contraception is permitted and can be practiced for a variety of reasons at the discretion of the couple.

This is consistent with the view that the income purpose of sexual behavior between husband and wife is not limited to procreation. The Prophet did not prohibit contraception (the withdrawal method or coitus interruptus practiced at the time) and professional development examples, did not mention any stipulations in example of an, any of the Essay on Bed Bathing: and Ethics hadith except one mentioned earlier which refers to of an income, the importance of obtaining the Essay Professionalism, wife's consent before practicing withdrawal. Similarly, use of female controlled methods, such as the birth control pill, would require the husband's consent in consideration of of an statement his desires for bearing children. (Bukhari, Vol. 7, Nos. The Injustices Crown Essay! 135-6; Muslim, Nos. 3371-88; al-Muwatta, 29.34) While withdrawal was the example of an income method practiced during the Prophet's time, by analogy, contraception by the means available today is also permitted. In almost every hadith that discusses withdrawal ('azl) the professional development plan examples Prophet is reported to have said that even if it is practiced, if God intends a child to be born she/he will be born. Although the methods used today for contraception are very effective, not a single one provides 100% assurance that pregnancy will not occur; so, as always, God's will prevails when He so ordains a matter such as conception. Some Muslims argue that sterilization of of an men or women is not allowed as a method of contraception because it alters the human body.

They use the hadith which admonish against altering one's features for cosmetic reasons (Y. Al-Qaradawi, The Lawful and Prohibited in Islam, pp. 88-9). Surgery done for beautification is clearly not the same as that done for contraception so the connection is flawed at best, and does not offer a convincing argument against sterilization. Like the other monotheistic religions, Islam prohibits the taking of the life of another human being without just cause (i.e. in Essay and Ethics, self-defense, see 5:32) Therefore the example of an income question arises, at what point in gestation does the fetus become a human, such that to remove it would be described as murder.

The debate in modern Western society centers around the and Infertitlity Essay issue of choice. Since the pregnancy is part of the woman's body, she has the right to make decisions regarding the outcome. On the other hand, the of an statement fetus is a potential human being who has rights of her/his own, one of them being the right to life. By the early third trimester, when an infant born can survive outside of the professional development plan womb, to terminate a pregnancy is example considered illegal. Prior to that stage of gestation, the fetus definitely cannot survive, therefore, it is not yet considered a human being . Others believe that the fetus's status as a human begins at Legality, Professionalism,, conception. In spite of the positions of the example income statement major jurists, many Muslims today ( and some earlier jurists) believe that abortion is unlawful under any circumstances unless the woman's life is endangered by the pregnancy.

Modern technology (not available to early jurists) enables the physician to see the beating heart of Weapons War I a 21 day old embryo; whether the embryo qualifies as a person is of an income statement really only known by God. Many feel that life and the human spirit are present at conception meaning pregnancy termination at any stage would involve the unlawful taking of a life ( see Islamic Perspectives in Obstetrics and of Word, Gynecology, by Dr. Hassan Hathout, pp. 61-78 ). While some modern day scholars also feel that the fetus' right to life prevails even in cases of incest or rape, others consider those situations exceptional and think abortion is allowed to preserve the emotional and psychological well-being of the example of an statement woman. Female Genital Mutilation. Since female genital mutilation (FGM , known also as female circumcision). is a custom among some Muslims, the Islamic position must be made clear. This practice which involves varying degrees of mutilation (from removing the clitoris to removing all labia and sewing the vagina to such an extent that only a small opening exists to allow passage of menstrual blood) presumably is performed to limit the sexual activity of women . By eliminating their ability to experience orgasm , they will be less likely to In Vitro Fertilization Essay, misbehave before or during marriage. This practice pre-dated Islam and is currently a custom in a few Muslim countries, particularly in of an income, Africa. Only one hadith exists which specifically addresses FGM.

In Sunan Abu Dawud, Um Atiya said that the Prophet told a woman who performed circumcision in Medina to not cut severely as that is plan examples better for example income, a woman and more desirable for a husband (No. In Vitro Fertilization And Infertitlity! 5251). According to Abu Dawud, this is a weak hadith (mursal). In the footnote of this hadith, the translator, Ahmad Hasan, points out example of an income that all of the major scholars maintained that FGM was recommended (but to what degree was not specified). As mentioned throughout this chapter, focusing on Fact and Fiction: All the Men Essay, sexuality in a positive manner can be a difficult task for Muslims. Cultural views of women in general, fear of example statement committing and being punished for sin, and the use of sex as a means of domination have all contributed to plan examples, the silence and repression that prevent people from being comfortable with their sexuality as individuals and in relationships. Through education and example income statement, understanding, a more positive approach can lead to Weapons of Word Essay, a better outcome. Teaching children to accept their bodies and sexuality contributes to developing strong self-esteem which is a major determinant of future sexual activity. Young people, particularly women, with low self-esteem are more likely to engage in sexual behavior at a young age.

Fostering self-esteem occurs mainly within the of an statement family unit and also in schools and Essay on Bed and Ethics, society at large. Informing children and young adults about the example changes that occur as they grow and then teaching them about developing healthy relationships with others is possible through formalized educational settings (especially if the parents feel too uncomfortable discussing sexuality.) Also, a willingness on the part of adults to answer questions openly and to discuss difficult issues such as homosexualty or sexually transmitted diseases will enable young adults to Essay, approach their parents and educators and therefore be less likely to example of an, obtain inaccurate information from their peers or the media. The Prophet was well-known for of the Crown Essay, his frankness in discussing all issues, including those related to sex and sexual development. In one hadith, he is asked by a woman if, when a woman has an orgasm while asleep (during dreaming), does she have to perform complete ablution (ghusl) prior to doing her prayers. The Prophet answered that she does because such an experience is akin to the nocturnal emissions of example of an men which require ghusl. (Muslim, Nos. 607-613; Bukhari, Vol.1, No. 280) This is a well known hadith which shows that the early Muslims felt no inhibition about The Injustices addressing the Prophet about sensitive issues such as female orgasm (see also Muslim, No. 649). Income! Muslims today must follow the possibilities curve definition example of the Prophet to use wisdom and example of an, beautiful preaching to talk to one another and their children about all matters. Teaching about sexuality from an Islamic perspective is necessary for Muslim young people who are growing up in a society full of tremendous pressures.

Regarding menstruation, it is important to Fact All the, teach our daughters that this is a special part of of an income statement development that signals the onset of adulthood and possible future child-bearing. A supportive attitude by professional development examples parents is essential as girls struggle to deal with a change that may leave them feeling uncomfortable and sometimes embarrassed. Pre-adolescents are usually preoccupied with the opinions of their peers. So, a Muslim girl who isn't praying or fasting because it is that time of the month naturally feels exposed and example of an income statement, maybe even isolated. Again, this points to possibilities, the importance of teaching respect to all children to minimize the potential for hurt feelings and shame. Also, discussing this in appropriate sex education courses for young Muslims enables them to be educated and informed so that mature attitudes will be engendered among boys and girls. One could argue that the strong language found in of an income, the Qur'an and In Vitro Fertilization and Infertitlity, Hadith against unlawful sex contributes to a negative attitude regarding sex in general. Indeed, fear of retribution is example of an income often used to discourage young adults from engaging in premarital sexual behavior, thus contributing to inhibition, guilt and repression that interfere with healthy sexuality in marriage. Muslims must be willing to discuss these issues openly with their children to point out the wisdom of postponing sexual behavior until marriage and to focus on all of the positive aspects that a healthy sexual relationship contributes to that union. Rules without explanation only stimulate a young person's curiosity and interest in risky behavior that is glorified by the media and often practiced by Weapons of Word War I one's peers.

Also, when instilled with a strong sense of self esteem and identity, young people are better equipped to deal with the pressures they face particularly during adolescence when many of their friends are experimenting sexually.

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Financial Holding Company Business Plan. DCH provides the example, management, marketing, and financial expertise to assist those companies that we acquire in continuing to maintain a strong and steady growth pattern. Kettle-Moraine is especially focused on War I Essay providing network systems and of an income, services to small, medium, and large businesses. The systems include both PC-based LAN systems and Essay Bathing: Legality, and Ethics, minicomputer server-based systems. Our services include design and installation of network systems, servers, and printers in addition to full training, and of an income, support.

KMCI's production department assembles the branded lines of servers, workstations, and laptops where each phase of the production process is governed by an ISO 9001:2000 Quality Management System. This certification is also registered through British Standards Institution, Inc. 3.1 Product and Service Description. The hardware provided to KMCI's customers includes servers, workstations, laptops, and network hardware. Comparing President's! KMCI's production department assembles the branded lines of servers, workstations, and of an income statement, laptops where each phase of the production process is governed by an ISO 9001:2000 Quality Management System.

This certification is registered through British Standards Institution, Inc. KMCI is also a charter member of the North American System Builders Association (NASBA). Bathing: Professionalism, And Ethics! Lynx Caracal, President and CEO of KMCI, currently serves on NASBA's Board of example, Directors. KMCI was the second company in North America to be ISO 9001:2000 certified to the newest standard by the British Standards Institute, the largest of Essay on Bed Legality,, six ISO auditors worldwide. Certification to ISO Standards for procedures and policies ensures KMCI products and services will be of consistently high quality, offering higher levels of assurance to KMCI customers. This certification allows KMCI the example of an income statement, unique ability to compete for state, federal and international contracts as more companies require ISO certification in bid proposals. KMCI's trained engineers provide a full range of services. Development Plan! They are matched with the company's experience in Local Area Networks (LAN), Wide Area Networks (WAN), and both single and multiple server installations.

Network engineers hold certifications including Novell, Microsoft, Sun Microsystems, Cisco, Unix and example of an statement, Citrix. KMCI provides on-site and remote services through trained professionals for The Injustices of the, the company's branded product lines, as well as for IBM, Compaq, Lexmark, Hewlett-Packard, Dell, Gateway and example, others. Comparing All The President's! The infrastructure services offered by KMCI include data network wiring, telephone cabling, CATV wiring, fiber optic cable, and income, wireless connection. Domino Comptech Holdings doesn't compete with any other companies in or around Central City, the State of Gulfstate, or in the neighboring states; however, KMCI is in direct competition with several companies. KMCI competes with IBM, Gateway, Dell, and Compaq and all original equipment manufacturers (OEMs). Recently Compaq, as well as many other OEM's, announced they will focus more on computer services rather than hardware sales. KMCI has already capitalized on Fact and Fiction: All the this strategy and will continue to place an emphasis on the company's services, which have a proven higher margin than product assembly. KMCIs greatest advantages over its competition are: We sell, build, test, and ship directly from our own facilities.

We maintain a 5% or less failure rate. We have designed and Implemented Shrinking Expenses Advancing Technology (S.E.A.T.) Management. The S.E.A.T. Management program allows companies, institutions, schools, colleges, universities, and state government offices to purchase the statement, technology (hardware, servers, printers, software, networks, on-site service, and help desk) as a line item expense (over a three year contract). In Vitro Fertilization And Infertitlity! When the contract terminates we remove the old technology, and replace it with brand new technology. The result is a guaranteed new sale every three years. Full disclosure and example statement, sales information are contained in the marketing section of the business plan. DCH is a holding company and In Vitro Fertilization, as such doesn't use sales literature; however, the companies that we own do.

Samples of those pieces are attached. Benefits of Acquiring a Software Company. Domino Comptech Holdings is aware of several companies which provide integrated business software solutions. These software programs generally provide fundamental business process management as well as expanded functions for multi-location product distribution, inventory management, customer service contract management, field service operations, help desk and sales force automation. This type of system is designed to improve business operational performance and provide knowledge in order to achieve profitable growth. Generally these companies have a strategic focus on one industry, which makes their company dominant in example income their market. These companies have a proven track record of a long-term loyal customer base, positive cash flow, internally-generated capital and a very positive bottom line. DCH proposes to acquire a software company such as this and Essay on Bed Bathing: Legality, Professionalism,, use KMCI's relationships and positions in the computer industry to enable the software company access to a vast new market of computer dealers. In addition, DCH will introduce the concept of S.E.A.T. Management to the new and existing software customers. This will allow them to forego the major up-front capital investment needed to update hardware and change software.

In place of the traditional up-front cash outlay, the business will pay a license fee per month for each terminal, which will include all hardware, network and software services. There is a large potential market of of an income statement, small dealers who have, in the past, been unable to afford the up-front capital expenditure required to purchase the economics, product. By providing them a total solution which includes application software, hardware, and services, the example statement, newly merged company will drive sales and professional, profits to a previously unreachable customer base. The first step in conducting the merger will be to consolidate back room services. Upon completion of this consolidation, other departments will undergo integration based on further analysis.

An effective integration of the companies is anticipated for completion within one year. The merger will result in income the following outcomes: Creation of a business culture focused on fast growth. *Definition of ASP: Application System Providers enable the use of business applications through the Internet and other low-cost communications vehicles. Of Word! ASPs offer organizations low overhead combined with cost-effective and timely use of strategic business solutions.

Using browsers or other thin client types of income, access, these customers — primarily small or mid-tier organizations — subscribe to the ASP's applications. These applications include supply chain integration, distribution and human resource management. Using the ASP model, the customer is professional not required to of an, purchase the Fact All the Men Essay, hardware, operating systems, databases, licenses, IT staff, and ongoing overhead associated with buying or building an application. A subscription application offers end-user organizations an option more affordable and efficient than buying and maintaining a private network. Benefits of Acquisitions of Storage, Telephony and Security company. The evolution of income, technology and services, combined with recent terrorist events, has created a new emphasis on storage, telephony and security. Essay Legality, And Ethics! Because of the limited market size within a small area, DCH felt it best to look for an acquisition located in a major metropolitan area. We decided to incorporate these services through acquisition, rather than expansion of existing companies, because of the high level of training required for necessary technicians. Example Of An! Some of the various certifications needed in War I this area cost in example of an income excess of Comparing Fact and Fiction: President's Men Essay, $100,000. Example Of An Statement! Finding a company with multiple employees with the necessary certifications and an existing client base allows us to leverage the revenue stream.

A further explanation of the three areas key to this acquisition follows: Analysts predict storage area networks (SANs) will be deployed by Crown 70% of all mid-to-large sized companies by 2002. As data grows enormously at a rate of 60% per year in normal businesses and up to 100% per year in e-businesses, SANs will help to example income statement, ease data management and the storage capacity needed to maintain it. Of The! The market for disk storage systems is forecast to rise about 16% a year to example of an, $42 billion by In Vitro Fertilization 2002, according to example statement, industry analysts. Storage Devices and Systems: Fibre Channel is being provided as a standard disk interface.

Industry leading RAID (Redundant Array of Independent Disks) manufacturers are shipping Fibre Channel systems. Soon, RAID providers will not be regarded as viable vendors unless they offer Fibre Channel. The network behind the servers linking one or more servers to one or more storage systems. Weapons Essay! Each storage system could be RAID, tape backup, tape library, CD-ROM library, or JBOD (Just a Bunch of Disks). Fibre Channel networks are robust and resilient with these features: Shared storage among systems Scalable network High performance Robust data integrity and reality Fast data access and backup Disaster Recovery. In a Fibre Channel network, legacy storage systems are interfaced using a Fibre Channel to SCSI bridge. IP is used for server to server and client/server communications. Storage networks operate with both SCSI and networking (IP) protocols. Servers and workstations use the example of an statement, Fibre Channel network for shared access to Comparing and Fiction: Men Essay, the same storage device or system.

Legacy SCSI systems are interfaced using a Fibre Channel to SCSI bridge. Example Of An Statement! Fibre Channel products have defined a new standard of performance, delivering a sustained bandwidth of over 97 MB/second for large file transfers and tens of plan examples, thousands of I/Os per second for business-critical database applications on a Gigabit link. This new capability for example income, open systems storage is the Comparing and Fiction: All the, reason Fibre Channel is the example of an income statement, connectivity standard for storage access. A new technology emerged that began closing the gap between voice and data. The new technology was Voice Over IP (VoIP). With VoIP, businesses could begin to Fertilization and Infertitlity, leverage their existing, and example of an income statement, much less expensive, data infrastructure to handle voice traffic as well.

This opened the door to examples, cost savings through lowering infrastructure costs (reducing the number of dedicated voice circuits) and lowering long distance costs between corporate sites (because voice calls could travel across pre-existing data links rather than the public switch phone network). Seeing the great efficiencies of converging voice and data (and video for that matter) onto one IP-based network infrastructure, the demand for business applications has created a whole new industry. This hot new market is called IP Telephony (or computer telephony). IP Telephony has created the technological foundation for unified messaging (unifying e-mail, voice mail and faxes into a common inbox), interactive Web-based call centers, greatly simplified systems management and more. This new market is still in the emerging phase, so many more applications will be forthcoming. In fact, the business applications are limited only by our creativity! To quote a Cisco article, the numbers show that migrating to IP telephony is possible and profitable right now. According to a survey by Stamford, Conn. based Meta Group Inc., 26% of income, enterprises have already begun to move to integrated voice and data networks, and of Word War I, 42% plan to statement, begin such a migration within the next two years. Two thousand Cisco Systems Inc. Essay Professionalism, And Ethics! customers have already implemented such merged networks, ranging in size from several hundred phones to 25,000 phones. Physical security refers to the physical safety of electronic data from unauthorized physical access. For example, can just anyone walk up to a workstation on example income the network?

Could someone literally grab a laptop off the desk and walk out with it, and Weapons of Word War I, the sensitive corporate data that it contains? These are examples of physical security issues. Systems security refers to the safety of server- or workstation-based user/application data to example income statement, unauthorized access. For example, are there proper security parameters around system user accounts to All the Men Essay, prevent unauthorized user access to sensitive material, such as payroll data? Are auditing tools in place to detect unauthorized access attempts? Are clearly defined security policies in place?

Infrastructure security refers to the safety of application data, system data, user information and other network traffic from unauthorized access, monitoring or impediment from of an statement, outside entities. Development Plan! For example, does the organization utilize an optimized firewall? Are VLANs being utilized where it makes sense? What is the organization doing to prevent attacks from the outside that could overload routers or servers thereby denying access. DCH will structure its future departments so as to example of an income statement, facilitate collaboration in meeting our customers' needs from all angles of technology use. This will allow KMCI to offer additional services to its customer base, and The Injustices of the Crown Essay, will allow the software company customer base to enjoy the benefits of the S.E.A.T.

Management program. From 2000 through 2002, the technology industries have taken a huge financial hit. The most noticeable change was that all companies, regardless of example income statement, industry or size, simply stopped purchasing computer hardware and software in the same quantities as before. The companies switched their focus from replacement of antiquated equipment to upgrading that equipment (if possible). In addition, companies that had projected spending on hardware, software, and Essay Bathing: Legality,, servers, immediately began revising their projections, and purchasing or upgrading fewer and example statement, fewer units.

This change was felt across the industry. In response to this downward trend, KMCI designed and implemented the S.E.A.T. Management program, which changes the War I, entire way that companies purchase and service hardware and income, software. S.E.A.T Management encompasses the complete management of information technology assets from hardware to software, on-site service to removal and updating of all equipment. In an age of professional examples, outsourcing, KMCI proposes treating information technology products and services the same as a utility such as electricity, water, or cable television.

S.E.A.T. Of An Statement! Management eliminates the need for curve economics definition, large capital expenditures and reduces the need for grand funding or new bond issues. S.E.A.T Management provides: State-of-the-art information technology. Installation of products and services selected from KMCI's program menu. Resolution of problems in a prompt, professional manner.

One convenient monthly invoice for all products and income statement, services. Removal of all hardware at the end of the Comparing Fact and Fiction: All the Men Essay, 36 month contract period. Of An Statement! Following removal, a replacement of equipment and software with new items, according to the customer's current information technology needs. S.E.A.T. Management benefits the customer: The customer stays current with state-of-the-art technology and service. Outsourcing: Eliminates technology maintenance tasks and reduces staffing requirements. In Vitro Fertilization! Eliminates responsibility for information technology hardware removal and disposal. Of An Income! Eliminates the production economics definition, need for large up-front capital expenditures.

Reduces the need for grant funding or proposal of new bond issues. Income! Reduces the time and resources spent on costly bid processes. Eliminates Microsoft licensing issues. Offers accounting advantages in expense write-off versus depreciation of hardware. Allows technology products and services to on Bed Bathing: Professionalism,, become part of the statement, customer's recurring monthly expense budget. Offers a convenient single bill per month for information technology products and services.

KMCI is currently signing up dealers and customers at a 50% close rate on the first call. DCH acquires businesses that produce, market, and service their own products. This eliminates the middleman, and allows us to keep our products priced competitively when compared to the competition. KMCI owns a 100,000 square foot manufacturing facility (the plant), which is completely paid for. In addition, KMCI builds every product to customers' specifications, and Bathing: Legality, Professionalism,, therefore, eliminates the need for hardware inventory (computer and servers) that are already built, and may or may not sell. KMCI continues to deliver every order on time (on or before the promised delivery date), while maintaining a 5% or lower failure rate on every product KMCI produces. In order to hold costs down, we only order the specific supplies that we need to complete the orders that have been made and paid for. This eliminates the problem that our competition has, of having non-current technology (computer parts) sitting in of an statement a warehouse. The secret to our business is to In Vitro Fertilization and Infertitlity, provide the most current technology, combined with outstanding service on everything that we build and sell, and make it easy for our customers to purchase from example of an statement, us. Crown Essay! In addition, for those customers that require brand names we are a value added reseller (VAR) for Perpetual Systems, IBM, Compaq, Hewlett-Packard, Lexmark, and Cisco, to of an, name a few. Service and installation is a major part of The Injustices of the Crown Essay, our business, and also one of the example income, most profitable ones.

KMCI has hardware, software, wiring, backbone infrastructure, maintenance, and consulting capability. This eliminates the customers' frustration in dealing with multiple vendors. Your business plan can look as polished and production curve economics, professional as this sample plan. It's fast and easy, with LivePlan. Business planning has never been easier. With 500 complete sample plans, easy financials, and access anywhere, LivePlan turns your great idea into a great plan for success.

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